Accounts Officer - Treasury

Job description

**About Wahed:**The global financial system wasn't built for everyone. For millions of people, its reliance on interest (riba) creates a barrier to managing money and building wealth without compromising their values. At Wahed, we're changing that. We are a global fintech company on a mission to build a new financial system—one that is ethical, accessible, and entirely interest-free. From our offices across the globe, our team is building products that were once deemed impossible, from pioneering Shariah-compliant equity ETFs, creating true riba-free alternatives to high yield savings accounts, to creating no-leverage real estate investments for truly interest-free income producing assets. If you're driven to solve complex problems and believe finance should empower, not exclude, join us in building a more equitable financial future. **Job Brief:** We are looking for an Accounts Officer – Treasury to join our Finance team in the UAE and support the day-to-day management of payments, liquidity and treasury activities across Wahed’s international entities. This role goes beyond processing payments. You will help ensure that funds are deployed efficiently across the organisation, upcoming cash requirements are clearly understood, and our Accounts Payable and treasury processes operate with strong financial controls. Working closely with accountants and teams across the business, you will manage the end-to-end payment cycle, support cash flow and funding visibility, coordinate intercompany transactions and help resolve financial issues that could impact our operations. This is an opportunity to develop broad exposure across treasury, Accounts Payable and international finance within a fast-growing global fintech and contribute to building the financial infrastructure that supports Wahed’s mission and continued expansion. ### Job Description: ### **Accounts Payable & Payment Management** - Own the end-to-end Accounts Payable and payment process, from reviewing vendor invoices and coordinating approvals through to initiating payments and ensuring transactions are completed accurately and on time. - Review supporting documentation and ensure appropriate agreements, approvals and segregation-of-duty controls are in place prior to payment. - Prepare and maintain visibility of weekly payment requirements across Wahed entities**,** enabling the Finance team to proactively plan cash requirements and payment priorities. - Monitor AP ageing and payment due dates, ensuring suppliers are paid within agreed terms while maintaining appropriate financial controls. - Partner with accountants and relevant business teams to perform vendor reconciliations, investigate discrepancies and resolve outstanding or disputed balances. ### **Treasury, Liquidity & Cash Management** - Support the management of cash and liquidity requirements across Wahed’s entities**,** identifying upcoming funding needs and coordinating with the wider Finance team to ensure sufficient funds are available when required. - Support cash flow forecasting by analysing upcoming payments, operational commitments and expected entity-level funding requirements. - Review FX rates and payment options for international transfers to support efficient and cost-conscious movement of funds. - Coordinate and track intercompany transactions and funding movements, ensuring transactions are appropriately recorded, supported and reconciled. - Maintain clear visibility over upcoming financial obligations and proactively flag potential cash, payment or funding issues. ### **Financial Controls & Process Excellence** - Help maintain strong financial governance across payment and treasury activities, ensuring transactions comply with internal policies and approval frameworks. - Work collaboratively with Finance and business stakeholders to understand payment requirements, improve workflows and strengthen the efficiency and scalability of treasury and AP processes. - Identify opportunities to improve visibility, controls and automation across payment and treasury activities as Wahed continues to scale internationally. ### **Finance & Business Support** - Assist with budget-related activities, including providing visibility over upcoming expenditure and payment commitments. - Support the wider Finance team with financial analysis, reconciliations and reporting where required. - Take ownership of ad hoc finance and treasury initiatives and contribute to broader Finance projects supporting Wahed’s growth. ### Job Specification: **Experience & Knowledge:** - Bachelor’s degree in Accounting, Finance, Business Administrationor a related discipline. - Relevant experience within Accounts Payable, treasury, accounting or finance operations**,** ideally within a multi-entity or international organisation. - Good understanding of the end-to-end Accounts Payable process, including invoice validation, approval workflows, payment processing and vendor reconciliation. - Exposure to treasury activities such as cash flow forecasting, liquidity management, international payments, FX and intercompany transactionswould be advantageous. - Understanding of financial controls, payment authorisation processes and segregation of duties. - Experience within FinTech, financial services or a fast-growing international organisation would be beneficial. **Skills & Capabilities:** - Strong numerical and analytical skills with a high level of accuracy and attention to detail. - Highly organised with the ability to manage multiple payments, deadlines and entity-level requirements simultaneously. - Proactive mindset with the ability to identify issues early and follow them through to resolution. - Comfortable working across teams and coordinating with multiple stakeholders to obtain approvals and resolve financial matters. - Strong Excel or Google Sheets skills; experience working with accounting or ERP systems is advantageous. - Able to operate effectively in a fast-paced, international environment where processes continue to evolve as the organisation scales. - Strong written and verbal communication skills in English. **Why Join Wahed?** At Wahed, Finance is more than a reporting and transactional function. It provides the financial infrastructure, discipline and insight that enable us to scale our mission globally. In this role, you will gain exposure to multi-entity finance, treasury, international payments, cash management and financial operations while working alongside a truly global team. You will have the opportunity to help improve how we manage and move funds across the organisation, strengthen financial processes as we grow, and contribute to a business that is working to reshape access to values-based financial services around the world.