Agricultural Lending Intern – Waco – Summer 2027

Job description

**About Us** Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. **Why Join Us?** We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. **Our Benefits:** - **Incentive Program:** Company-wide, goals-based rewards. - **Accrued Time Off:** Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually. - **Retirement:** 401(k) with up to 9% employer contribution/match. - **Health Coverage:** Affordable medical, dental, and vision plans. - **Parental Leave:** 8 weeks of paid parental leave. - **Life & Disability Insurance:** Employer-paid coverage. - **Education & Wellness:** Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you’ll find more than a job—you’ll find purpose. **Agricultural Lending Intern – Summer 2027**Capital Farm Credit's summer internship program provides students with hands-on experience in agricultural finance while working alongside professionals who serve farmers, ranchers, and rural communities across Texas. Interns gain valuable industry experience, build professional connections, and develop skills to prepare them for their future careers. **What You'll Experience** - Gain hands-on experience in the daily operations of an agricultural lending office, including loan input, analysis, and credit processes. - Work alongside loan officers, credit analysts, appraisers, and loan administrators to learn how agricultural financing decisions are made. - Tour agricultural operations, visit other Capital Farm Credit offices, and shadow professionals across different areas of the organization to better understand our customers and the industries we serve. - Develop working knowledge of the systems and technology used in agricultural lending and credit operations. - Build relationships with employees and executive leaders through orientation, professional development activities, and networking opportunities. - Complete a summer project and present your work to members of Capital Farm Credit's executive leadership team during the closing session. - Develop practical analytical, communication, presentation, and problem-solving skills through meaningful projects and daily business activities. **Qualifications** **Required:** - Currently pursuing a bachelor's or graduate degree at an accredited college or university in Finance, Accounting, Business, Agricultural Business, Agricultural Economics, or a related field supporting a career in agricultural finance. Enrollment in summer courses is not required. - Minimum cumulative GPA of 2.5 on a 4.0 scale. - Junior, senior, or graduate student standing by the start of the internship. - Ability to work full-time, in person, at the assigned Capital Farm Credit office throughout the internship. **Preferred:** - Anticipated graduation in Fall 2027 or Spring 2028. - Previous work experience in the financial industry, although not required. - Strong communication and interpersonal skills. - Demonstrated initiative, leadership potential, and willingness to learn. - Ability to work collaboratively with others and demonstrate a strong work ethic. - Dependability, punctuality, and commitment to consistent attendance. **Internship Schedule & Program Expectations** - **Program Dates:** May 26 – August 12, 2027. This is a full-time, in-person internship. - **Required Program Events:** Interns must attend three in-person sessions at Capital Farm Credit's headquarters in College Station, TX: - Orientation: May 26–28, 2027 - Mid-Summer Session: Tentatively scheduled for the week of July 5, 2027 - Closing Session: August 12, 2027 - **Summer Project:** Interns are required to complete a project during the summer and present their work to members of the executive leadership team at the closing session. - **Travel:** Capital Farm Credit may provide mileage reimbursement and overnight accommodations for required program events, when applicable. - **Location & Transportation:** Interns must reside within a reasonable commuting distance of their assigned office and have reliable transportation to meet work and required travel expectations. - **Attendance:** Due to the condensed nature of the program, regular and reliable attendance is essential. Interns should not plan more than three workdays of personal absence during the internship. Extended vacations or other significant planned absences are strongly discouraged. - Applicants should consider existing summer commitments before applying and disclose significant pre-planned personal absences during the interview or offer process. Interns who are unable to meet program expectations may not be able to successfully complete the internship. - Attendance expectations do not apply to absences protected by applicable law or approved as a reasonable accommodation. **Compensation & Relocation Assistance** - $18 per hour. - $1,500 relocation stipend for eligible interns who relocate for the internship. **How to Apply** **Application Deadline: Monday, November 16, 2026** - Visit [Capital Farm Credit Careers](https://www.capitalfarmcredit.com/careers) to submit a completed online application, resume, and cover letter. - Your cover letter should briefly explain your interest in Capital Farm Credit and what you hope to gain from the internship experience. - Qualified applicants should expect an invitation to complete a one-way video interview through Spark Hire within approximately five business days of submitting their application. If you do not receive an invitation, please check your junk or spam folders. - To be considered for internships in multiple locations or departments, submit a separate application for each position of interest. *At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.* *AA/EOE/M/F/D/V; Full description available on request.* Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed. **Equal Opportunity Statement** Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.