AML Transaction Monitoring Analyst

Job description

***Join the Pioneer Crypto Brand in the Philippines!*** Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services. Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank. ### What you'll do - Monitor merchant activity to detect and prevent fraudulent behavior using internal tools and external data sources. - Investigate suspicious merchant accounts and transactions, escalating cases as necessary. - Create, tune, and calibrate fraud detection rules and scoring models to improve accuracy and reduce false positives. - Conduct in-depth root cause analysis on confirmed fraud cases to identify emerging trends and recommend preventive measures. - Perform Global AML Transaction Monitoring (TM) investigations to detect potential money laundering activities and escalate cases in accordance with compliance protocols. - Document investigation findings, and case outcomes to ensure auditability and compliance with regulatory requirements. - Stay current on industry trends, fraud schemes, regulatory changes, and best practices. ### What we expect from you - Bachelor’s degree in Business or related field (or equivalent experience). - 2–4 years of experience in merchant risk, transaction monitoring, or a similar investigative role. - Working knowledge of AML regulations and experience performing AML TM investigations. - Strong analytical skills with the ability to interpret complex data sets and identify anomalies. - Familiarity with fraud detection tools, payment processors, and merchant monitoring systems. - Excellent written and verbal communication skills, with strong attention to detail. - Knowledge of global payment networks and e-commerce ecosystems. - Ability to thrive in a fast-paced, high-pressure environment and manage multiple priorities effectively.