Analyst, Diligence

setpoint

Salt Lake City (Hybrid)

Posted Jul 7, 2026

Other
Hybrid
Operations

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Job description

About the role:

Behind many of life's most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint provides critical infrastructure for relationships between the world's largest banks, credit funds and capital markets counterparties. We're building trust in this system of credit.

Setpoint is looking for an Analyst to join our Diligence team!

The Analyst, Diligence plays a crucial role in translating complex lending guidelines into programmatic review frameworks. This role is responsible for creating and maintaining automated validation systems that ensure loan portfolios meet client-specific criteria. They will work closely with our engineering team to integrate these frameworks into Setpoint's core platform while supporting our growing securitization initiatives. This role reports directly to the VP of Transactions.

Who will love this job:

An Excel expert - you can transform complex requirements into systematic review frameworks
A detail maven - you have exceptional attention to detail and can spot patterns in complex datasets
A process innovator - you can design and implement scalable solutions for complex problems
A clear communicator - you can translate technical concepts for various stakeholders
An automation enthusiast - you're excited about turning manual processes into automated systems
A process driver - you can pick up complex systems and design repeatable solutions

What you’ll do:

Transform originator underwriting guidelines into programmatic review templates using advanced Excel modeling
Design and maintain automated validation systems for client-specific lending criteria
Collaborate with engineering and product teams to integrate guidelines into Setpoint's platform
Support rated and non-rated securitization reporting initiatives
Create and update reports for portfolio analysis and client reviews
Work directly with clients to implement guideline updates and maintain accuracy

You should have:

2-4 years of relevant experience in financial services or related field
Expert-level Excel skills with demonstrated ability to create complex models
Strong analytical mindset and proven problem-solving abilities
Experience with data analysis and reporting
Ability to work independently while collaborating effectively across teams
A bias toward action, including the ability to push projects forward with minimal supervision, and bring an ownership mentality to their work
Willingness to work from our South Jordan office

About Setpoint:

Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free.

In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital.

We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).

Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.