APPRAISAL OFFICER

Job description

Be #InGoodHands with Metrobank! Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach! Position Title: Appraisal Officer Job Summary: Renders expert opinion on properly values and assists the Department Head of CRIAD Consumer in supervising team of CI/Appraisers. Ensures efficient monitoring of the appraisal process to ensure compliance with the prescribed TAT Maintains good quality of review and manages the appraisal requirements of Wholesale and Retail Divisions of Consumer Lending Group. Role Exposure: Assists the Department Head in the supervision of CRIAD Consumer. Review, validates and approves various consumer appraisal reports. Validates appraisal reports in the ILAPS Ensure an acceptable quality of work and reports are submitted within TAT Assists the Department Head in the supervision of the Credit Investigation and Appraisal Department- Consumer Reviews, validates and approves the following reports within his authority: Internal Appraisal Reports Project Accreditation Reports BOM Validation Report Other reports generated by the unit. Ensures quality output / production reports from the CI/Appraisers. Perform the following task in ILAPS: Assigning/Re-Assigning of accounts to CI-Appraisers for appraisal and field C.I Activities Assist in policy making on matters affecting collaterals, property valuation, and collateral risks. Assist the Department Head in overseeing the function of the unit and monitor implementation of pertinent Credit Policies and Procedures. Conducts ocular inspection and verification of collateral / property appraised when necessary. Conducts regular meeting with subordinates to ensure efficient servicing to our clients. Conducts training of new appraisers, ODP candidates and OJT. Ensure timely submission of residential property appraised to BSP. Monitors and request supplies & equipment used and needed by the Department. Administration of the Credit Appraisal System (CAS) and maintenance of appraisal, credit records, and information data in the system. Performs other related functions that may be assigned from time to time. Qualifications: Bachelor’s degree in Real Estate Management, Engineering, or any Business- related course Must be a Licensed Real Estate Appraiser With at least 3 years of experience in Credit Investigation and Appraisal Extensive experience of credit investigation and appraisal in the banking industry Strong analytical, decision-making and stakeholder management skills Highly organized with the ability to manage multiple tasks and ensure timely delivery of operations within prescribed turnaround times ·Willing to conduct fieldwork Other Details: Rank: Junior Officer Unit: Office of the President / Credit Group / Credit Investigation & Appraisal Location: Metrobank Cebu Fuente