Assistant Vice President, Credit Analyst

Job description

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. This is not an open vacancy, however as we are regularly looking for such roles, if you’re keen to be considered when there are open vacancies, please submit your CV via the Apply link below. We are regularly on the lookout for candidates who are seasoned Credit Analysts to join our team. This role offers an exciting opportunity to prepare robust credit applications for Corporates across various industries in the country and region. The successful candidate will also support in monitoring the department/Branch credit portfolio, including borrower ratings, credit due date control and collaterals to identify any credit risks. This position provides a unique chance to develop and maintain strong stakeholder management with key stakeholders within the company. Opportunity to work with a diverse range of industries Chance to develop strong stakeholder management skills Role involves monitoring and managing credit risks What you'll do: As an Assistant Vice President, Credit Analyst, your role will be pivotal in preparing robust credit applications for Corporates across a variety of industries. You will work closely with Relationship Managers and the Credit Division to resolve any complex credit application issues. Your excellent analytical skills will be utilised in reviewing borrower ratings and monitoring due date controls. You will also play a crucial role in assessing the health of the department's credit portfolio. This role offers a unique opportunity to enhance your industry knowledge while working in a supportive and collaborative environment. Develop and maintain strong stakeholder management with key stakeholders within the company Work collaboratively with colleagues across the region to deliver an integrated service for customers Support Relationship Managers in resolving complex credit processes or operational issues Prepare thorough credit applications for approvals, including analysis of cash flow projections Review borrower ratings in accordance with company guidelines and policies Monitor due date controls to support credit facility renewal and ensure timely completion of covenant checks Assess the health of department’s credit portfolio, including borrower rating and collaterals control What you bring: As an Assistant Vice President, Credit Analyst, you bring a wealth of experience from your time within the banking industry. Your degree qualification coupled with your basic accounting knowledge has equipped you with a solid foundation for this role. Your strong analytical skills enable you to interpret large and complex data sets, identifying implications that are critical for decision making. Your excellent communication and presentation skills allow you to effectively influence others using complex data or analysis. Your experience in preparing credit applications, including cash flow projections, will be invaluable in this role. Degree qualified Minimum 3 years of experience as a Corporate Credit Analyst within the banking industry Basic accounting knowledge Strong analytical skills to interpret large and complex data sets Good communication and presentation skills with ability to influence others using complex data or analysis Experience in preparing credit application including cashflow projection Good knowledge of industries and economic environment in the region. Detailed understanding of Bank’s products and their risks What sets MUFG apart: MUFG is a leading global financial institution that values Impact, Growth and Wellbeing. Our leadership seeks to inspire and shape a better workplace. We offer a dynamic work environment where employees are encouraged to grow their careers while supporting the MUFG's mission. We want our people to realise their full potential, making their own unique mark through their work. What's next: If you are interested in this type of role and have the required skills and experience, please send in your application. We will contact you should a vacancy which matches your experience become available. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.