Associate Director – Financial Services, New York or Toronto

About the Role: Grade Level (for internal use): 12 The Team: The Financial Services team within S&P Global Ratings operates as a globally distributed sector team focused on banks, brokers, exchanges, and clearinghouses in Canada and the U.S. Our team values analytical excellence, collaborative relationships, and strategic thinking in delivering high-quality credit research. We foster an environment where diverse perspectives drive innovative solutions and where each team member contributes to maintaining our reputation for integrity and transparency in the financial markets. The Impact: At S&P Global Ratings, your analytical opinion truly matters, and each person who works here plays an essential role in upholding our reputation for integrity, transparency, and ratings excellence. S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets, enabling investors and other decision makers to measure and manage credit risk. By supporting capital markets, S&P Global Ratings helps people start and grow businesses, cities and states build highways and hospitals, and manufacturers build factories and create jobs. With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financiers the information they need to more easily, quickly, and efficiently provide capital to businesses and governments. What’s in it for you: Work alongside highly skilled credit professionals in a collaborative, global environment Gain exposure to complex financial institutions and cutting-edge analytical frameworks Build expertise in client relationship management while strengthening your credit analysis capabilities Experience a culture that values analytical rigor, strategic thinking, and professional development Advance your career within a leading global financial services organization Responsibilities: Lead in all aspects of the Credit Ratings process, from quantitative analytics, conducting client-facing meetings, engaging with the issuer, presenting in committees, to publishing an issuer's Rating. Manage a portfolio of 10–12 bank credits with ongoing surveillance responsibilities using advanced fundamental credit analysis techniques. Conduct detailed research and high-level advanced analysis on complex industry topics, such as capital frameworks, operational risk, liquidity risk, and complex quantitative modeling leading to credit insights, peer comparisons, and industry commentaries. Assist in the ongoing development of the team's junior analysts through coaching and mentoring on complex credit matters. Remain organized to successfully manage competing priorities and deadlines, while effectively handling multiple tasks amongst issuers, investors, analysts, colleagues, and internal business partners. Collaborate with stakeholders across functions to build consensus and deliver strategic solutions. • Demonstrate expertise in financial statement analysis and accounting concepts in all analytical work. All employees are required to work from the office a minimum of 2 days per week. What We’re Looking For: Basic Required Qualifications: An S&P Global employee at this level would typically have 6+ years of experience in Research (Credit or Equity), Banking, Risk Management, or Underwriting. Strong client-facing and relationship management skills with excellent communication abilities (oral and written). Proven research capabilities with strong analytical skills and a good understanding of financial statement analysis and accounting concepts. Must have a solid understanding of fixed income/debt capital markets. • Strong Excel/Word/PowerPoint and database application skills are required, and coding experience is a plus. Bachelor's degree is required, preferably in finance, economics, accounting, or business. Must be highly organized with the ability to work under pressure and tight deadlines while multitasking and handling multiple assignments. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. Additional Preferred Qualifications: An advanced degree or CFA/FRM is strongly preferred. Experience managing resources and operating with autonomy in complex analytical environments. Demonstrated ability to provide detailed analysis and apply results to improve operational effectiveness. Compensation/Benefits Information: (This section is only applicable to US candidates): The anticipated base salary range for this position is USD $120,000 – $190,000, depending on location, experience, and skills. This role is eligible for an annual incentive plan and additional S&P Global benefits. For more information on the benefits we provide to our employees, please visit S&P Global Benefits. (This section is only applicable to Canadian candidates): S&P Global states that the anticipated range of compensation for this position is CAD $110,000 – $163,000. Final compensation for this role will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions you may have. Thank you for considering a career with us! Right to Work Requirements: This role is limited to persons with an indefinite right to work in the United States or Canada. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit What’s In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a domain or any other regionally based domains, it is a scam and should be reported to . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here . ----------------------------------------------------------- Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: and your request will be forwarded to the appropriate person. US Candidates Only: Know Your Rights: Workplace discrimination is illegal ----------------------------------------------------------- 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)