Associate / Vice President - Credit Analysis

Job description

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Job Highlights: Individual in the Corporate Credit Analysis Job Function focus on the evaluation of creditworthiness and financial risk across corporate borrowers. Responsibilities include but not limited to conducting Cash flow modeling, working capital assessment, and debt capacity evaluation Analyzing industry-specific market positioning, competitive landscape, and regulatory environment impacts on borrower performance Coordinating due diligence, including, credit risk management assessments and interviews, and strategic credit business plan evaluation Developing credit recommendations and risk ratings Providing credit policy recommendations and/or update Conducting portfolio stress testing Monitoring ongoing credit performance through financial Reporting analysis, covenant compliance tracking, and relationship management coordination Conducting required activities to monitoring customers’ Credit activities not only with MUFG bank but also with other banks, and prepare required reports for this purpose Handling internal / external reports (including ad-hoc report)relating credit activities upon request from internal related stakeholders In charge of local monetary agency inspection, head quarter / regional audit / credit examination relating to credit risks In charge of other delegations from Department Head from time to time Key Requirements Desirable to have at least 5 years of work experience in corporate banking Experience in handling credit (and relationship management will be of added advantage), analysis of lending portfolio and within the corporate banking sector Able to work under pressure, independent, multi-tasking, well-organized and self-motivated Strong adaptability and able to work well in a team Excellent in spoken and written English PC Skills, Word/Excel/PowerPoint (mid-high level) Role is open for both Hanoi and Ho Chi Minh location Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.