AVP, Credit and Portfolio Management - Philippines

Job description

About IIX IIX (Impact Investment Exchange) is a Singapore-headquartered pioneer in impact investing, connecting capital markets with sustainable development. For over a decade, IIX has been building the infrastructure for impact — structuring innovative financial instruments, running donor-funded development programs, and developing digital platforms that serve impact investors, enterprises, and communities across Asia and beyond. Our work spans impact-linked securities, blended finance, gender-lens investing, and climate finance — always with the goal of mobilizing private capital for social and environmental good. We are a lean, mission-obsessed team. Everyone here wears multiple hats, moves fast, and cares deeply about the work. If that energizes you, you’ll thrive at IIX. About The Role: IIX is seeking an experienced AVP, Credit Portfolio Management to support the credit process for its lending products, including existing and future Women's Livelihood Bond™ loan portfolios. This role monitors the performance of existing loan portfolios and identifies and analyzes prospective new borrowers as IIX expands its lending activities — serving as part of the first line of defense in identifying and mitigating obligor risk, liaising with borrowers on financial performance and covenant compliance, and preparing quarterly and annual reports for investors and program partners. Working directly with the Innovative Finance team, this individual will drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio, providing subject matter expertise and managing the overall delivery of lending products to assigned clients. Key Responsibilities Credit analysis related to new lending activities will include helping to identify potential borrowers — including microfinance institutions and other high-impact enterprises in the region — and analyzing these potential borrowers based on IIX's lending criteria. Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role. Key Responsibilities: Corporate Credit & Financial Analysis Strong ability to assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers Understanding of loan structuring, financial covenants and conditions, and repayment risk Macroeconomic Insight Ability to assess economic and industry trends impacting borrower risk Portfolio Monitoring & Risk Management Track borrower performance, covenant and conditions compliance, and early warning indicators Identify risks and recommend mitigation strategies Excel & Financial Modeling Proficiency in Excel (Index-Match, VLOOKUP, pivot tables, basic modeling) for financial analysis Reporting & Communication Experience preparing credit appraisal reports and memos, credit assessments, financial reports, portfolio, borrower, and country updates, and other ad hoc reports Strong verbal and written communication skills, with the ability to present credit and credit risk findings clearly and persuasively Attention to Detail Ability to identify data inconsistencies and verification issues Stakeholder Management Strong interpersonal skills; client-facing experience is a plus Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role. KPI (Key Performance Indicators) Analyze financial and impact information and reports relating to borrowers and potential borrowers Analyze current and past financial data; review current financial performance and identify trends Craft investment rationale and draft investment proposals for the investment committee Monitor and interpret economic, market, and sector fundamentals, risks, and opportunities Provide transaction support, including desk due diligence, financial analysis, deal structuring, documentation, and transaction closure Monitor WLB portfolio investments as well as the markets in which they operate Provide day-to-day operations support for credit risk management and transaction management Support the active origination and screening of potential borrowers for the WLB portfolios Preferred Qualifications We are seeking a financial and credit analyst with strong expertise in corporate credit assessment, portfolio monitoring, and macroeconomic analysis. The ideal candidate will have a deep understanding of financial risks, borrower performance, and lending dynamics, particularly in emerging markets. Education : Bachelor’s degree required; MBA or Master’s degree, CFA is a plus. Experience : Minimum 5 years in corporate credit assessment within a lending institution (not retail/credit cards); SME lending experience is a plus. Market Exposure : Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage. International development and/or impact enterprise or MFI experience Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education) Fluency or proficiency in one or more regional languages Start Date: Immediate Location: Philippines Why Join IIX? Hands-on exposure to impact investing and sustainable finance Opportunity to drive global change in gender equality and climate action Fast-track professional growth with training, mentorship, and leadership opportunities Work with leading institutions – from UN agencies to top financial institutions At IIX, we look for individuals who are: ✔ Passionate – Dedicated to impact investing and social finance ✔ Resilient – Able to navigate challenges in emerging markets ✔ Equitable – Committed to maximizing measurable social and financial impact ✔ Maverick – Independent, innovative, and bold in their approach Application Process Submit your cover letter & resume Only shortlisted candidates will be contacted. Your personal data will be used strictly for recruitment purposes. IIX is an equal-opportunity employer. Submission: Please submit a cover letter and a resume. A test on technical knowledge will also be required if you are shortlisted or you can provide your work samples. Qualified candidates will be considered and contacted by a member of the IIX team for interviews and to discuss your skills, interests and experiences.