Banking Technology - Payments Technology - Senior Manager

At EY, we’re all in to shape your future with confidence. We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world. The Opportunity At EY, we’re all in to shape your future with confidence. As a Senior Manager in our Banking Technology Consulting team , you will lead the technology transformation of payments platforms for leading companies across the banking and non-banking sectors. You will work closely with senior executives and technology leaders to define and implement modern payments strategies, architecture, and platform transformations, supporting initiatives such as real-time payments, agentic AI in payments, digital wallets, and digital assets. This role combines deep payments domain expertise, hands-on program delivery experience, sales and strong technical knowledge of leading payments platforms. This job posting relates to an existing vacancy within our organization. Your Key Responsibilities Program Delivery & Leadership Lead large-scale, multi-year payments transformation programs (e.g., real-time payments, ISO20022 migration, payment hub modernization, agentic AI) Oversee end-to-end program delivery across strategy, design, build, test, and implementation, including data conversion and operational readiness Manage multiple concurrent engagements, ensuring quality delivery, governance, and risk management Define and implement delivery frameworks, program governance, and execution roadmaps Applies AI in the flow of work with strong professional judgement – Integrates AI into day-to-day delivery while validating outputs, challenging assumptions, and maintaining accountability for quality Leads responsible and risk-aware use of AI – Demonstrates sound judgement on data use, confidentiality, and ethical considerations and reinforces this standard practice; escalates risks appropriately and models good practices for teams Drives structured and creative problem solving using AI – Uses AI to accelerate analysis, scenario generation, and insight development while maintaining clear linkage to business outcomes Builds repeatable ways of working with AI – Develops and shares prompts, approaches, and tool usage that improve team productivity and consistency in existing data libraries/catalogues Payments Architecture & Technology Design and review payments architecture including payment hubs, orchestration layers, and integration with ancillary systems such as core banking systems, fraud platforms Lead the definition of target-state architecture across channels, processing, clearing & settlement Advise on payments platforms and vendors (e.g., payment hubs, digital wallets, real-time rails) reviews. Design and support client RFx, provide guidance on vendor fit and delivery risks. Oversea the design and delivery of cloud and API-based payments architectures, including microservices and event-driven design Client Advisory & Strategy Act as a trusted advisor to senior stakeholders (VP, Director, CIO+) on payments strategy and program transformations Support clients in building business cases, technology roadmaps, and target IT models Advise on industry changes impacting payments (e.g., real-time rails, open banking, ISO standards) Expertly tap into the larger EY network to collaborate on delivery and advisory services for the client Business Development Identify and lead new business opportunities (ID and sell) in payments technology Develop proposals, go-to-market assets, and innovative solutions Contribute to practice growth and thought leadership in payments Build and maintain strong networks in the financial services sector People Leadership Lead and mentor cross-functional delivery teams (architects, developers, SMEs) Foster a high-performing, inclusive team culture Support talent development and capability building in payments technology Continually develop technical skills via certifications (e.g. AI, Agile) Skills and Attributes for Success Strong experience in payments technology ( real-time payments, wires, digital payments, payment hubs, agentic AI) Proven track record in program delivery / large transformation leadership Deep understanding of enterprise and solution architecture in financial services Experience with system integration, APIs, middleware, and cloud platforms Excellent stakeholder management and executive communication skills Ability to manage complex, multi-stream engagements in ambiguous environments Ideally, You’ll Also Have Experience with payments platforms (e.g., ACI, FIS, Finastra, Volante, Temenos Payments, or similar) Knowledge of ISO 20022, SWIFT, Lynx, EFT, ACH, , FedNow, RTR equivalents Exposure to Agile delivery, DevOps, and cloud-native architectures Experience in commercial structuring and large deal delivery What We Look For 8+ years of experience delivering technology programs in financial services Strong consulting experience, ideally in banking or payments transformation Bachelor’s degree in technology, engineering, or related field (advanced degree preferred) Demonstrated leadership in large-scale technology transformations What we offer you We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package allows you decide which benefits are right for you and which ones help you create a solid foundation for your future. Our Total Rewards package includes a discretionary bonus program, a comprehensive medical, prescription drug and dental coverage plan, a defined contribution pension plan, a great vacation policy plus firm paid days that allow you to enjoy longer long weekends throughout the year, statutory holidays and paid personal days (based on province of residence), and a range of exciting programs and benefits designed to support your physical, financial and social well-being. Plus, we offer: Support and coaching from some of the most engaging colleagues in the industry Learning opportunities to develop new skills and progress your career The freedom and flexibility to handle your role in a way that’s right for you EY reports salary ranges in accordance with applicable provincial pay transparency legislation. Individual salaries within the anticipated salary ranges noted below are determined through a wide variety of factors including but not limited to internal equity, education, relevant experience, knowledge, and applicable skill sets. Toronto: [$ 148 k ] to [$200K ] Are you ready to shape your future with confidence? Apply today. To help create the best experience during the recruitment process, please describe any accommodations you may need. Inclusiveness at EY Inclusiveness is at the heart of who we are and how we work. We’re committed to fostering an environment where differences are valued, policies and practices are equitable, and our people feel a sense of belonging. 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