Business Analyst - Intraday Liquidity / SWIFT Payments / Cash Management

Gather, analyze, and document business and functional requirements for Intraday Liquidity, SWIFT Payments, and Cash Management solutions.Work with business stakeholders to understand payment flows, liquidity requirements, settlement processes, and operational workflows.Translate business requirements into detailed BRDs, FRDs, user stories, functional specifications, and process flows.Analyze SWIFT payment messages, payment processing workflows, settlement, reconciliation, and exception handling.Support Intraday Liquidity initiatives including liquidity monitoring, cash positions, funding requirements, and transaction flows.Work on Cash Management processes including cash positioning, account management, liquidity forecasting, and payment processing.Perform data analysis and validation using SQL scripting, including complex queries, joins, aggregations, data reconciliation, and validation.Work closely with development and QA teams to clarify requirements, support testing, and validate delivered functionality.Perform data analysis, root-cause analysis, impact assessment, and gap analysis for business and system issues.Support UAT, SIT, regression testing, defect analysis, and production implementation.Coordinate with multiple stakeholders including business users, technology teams, operations, and external vendors.Prepare functional documentation, test scenarios, process maps, and requirement traceability documents.Requirements5+ years of experience as a Business Analyst in Banking / Financial Services.Strong experience in at least one of the following:Intraday LiquiditySWIFT Payments / Payment ProcessingCash ManagementHands-on SQL scripting experience is mandatory.Strong understanding of banking/payment processes and transaction lifecycles.Experience in requirements gathering, functional analysis, documentation, and stakeholder management.Experience working with SIT/UAT, defect management, and production support.Strong analytical, communication, and problem-solving skills.

• Gather, analyze, and document business and functional requirements for Intraday Liquidity, SWIFT Payments, and Cash Management solutions.
• Work with business stakeholders to understand payment flows, liquidity requirements, settlement processes, and operational workflows.
• Translate business requirements into detailed BRDs, FRDs, user stories, functional specifications, and process flows.
• Analyze SWIFT payment messages, payment processing workflows, settlement, reconciliation, and exception handling.
• Support Intraday Liquidity initiatives including liquidity monitoring, cash positions, funding requirements, and transaction flows.
• Work on Cash Management processes including cash positioning, account management, liquidity forecasting, and payment processing.
• Perform data analysis and validation using SQL scripting, including complex queries, joins, aggregations, data reconciliation, and validation.
• Work closely with development and QA teams to clarify requirements, support testing, and validate delivered functionality.
• Perform data analysis, root-cause analysis, impact assessment, and gap analysis for business and system issues.
• Support UAT, SIT, regression testing, defect analysis, and production implementation.
• Coordinate with multiple stakeholders including business users, technology teams, operations, and external vendors.
• Prepare functional documentation, test scenarios, process maps, and requirement traceability documents.

Requirements

5+ years of experience as a Business Analyst in Banking / Financial Services.

Strong experience in at least one of the following:

• Intraday Liquidity
• SWIFT Payments / Payment Processing
• Cash Management

Hands-on SQL scripting experience is mandatory.

Strong understanding of banking/payment processes and transaction lifecycles.

Experience in requirements gathering, functional analysis, documentation, and stakeholder management.

Experience working with SIT/UAT, defect management, and production support.

Strong analytical, communication, and problem-solving skills.

Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance. Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions. We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations. Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.

Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance. Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions.

Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions. We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential.

At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations. Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.