Capital Markets Analyst

Job description

**Capital Markets Analyst Job Description** **About the Company:** We have invented a new credit card powered by an advanced asset-securing platform that enables us to offer much lower APRs to consumers. Our team is a combination of deep technology (Microsoft, Google, Facebook), and finance (Nubank, Goldman Sachs, Square, Carta, SoFi) executives. Our Seed round was led by Max Levchin, and our Series A by Founders Fund - with participation in both rounds by Sequoia, NYCA, and others. Our work involves building the world’s first completely autonomous asset-securing process, world-class risk models for underwriting, and an incredibly smooth & efficient product experience for consumers to apply, activate, and manage their credit cards. We’re looking for detail-oriented, driven, and critical Capital Markets/Finance professionals who are ready to take their careers to the next level. The perfect candidate will have the knowledge and experience to dive into a fast-paced, solutions-oriented environment and provide an immediate impact on the business. The Capital Markets/Financial Analyst will help cultivate and drive the Capital Markets processes as the company continues to grow and expand its array of product offerings and grow our lending base. **Cultural Values:** **1. Depth and rigor of thought** - we try to be rigorous in our thinking & dive into the details **2. Minimalist** - we are spartan in our design, in our code, and even in our processes **3. Speed of execution** - we move fast & value decisiveness. We think speed drives quality. ***Please read before applying! Only apply if you meet the requirements.*** **Responsibilities:** • Prepare daily/weekly/monthly reporting and explanations of changes to the borrowing base or asset sale base with warehouse lines/purchasers. • Prepare daily/weekly/monthly estimation, analysis, and reconciliation of funds flow/funds matching / draws from various bank accounts. Work closely with the Head of Finance to move funds appropriately. • Prepare daily/weekly/monthly applications and reconciliation of the payment waterfalls to multiple investors and stakeholders. • Prepare daily/weekly/monthly reporting and follow-ups on covenants built into Flow purchase/warehouse line agreements • Troubleshooting data discrepancies internally or in conjunction with external counterparts. • Be the steward for data reporting quality and reliability on all aspects of engagement with fixed-income capital market stakeholders • Support accounting footprint on capital market activities. • Work with engineers to develop automated reports specific to the capital market’s function. **Qualifications:** • Bachelor's Degree required; MBA preferred • At least 3 years of experience in US consumer financial services companies in performance analysis and reporting • Preferably with Capital Markets experience providing analysis and reports to Capital Partners. Securitization analytics experience is a plus. • CFAs or brilliant candidates would get up-leveled on pay. • Willingness to grow outside of the typical financial analyst roles; take ownership of products and processes; and learn new business functions on the fly • Clear, concise, and persuasive written and verbal communication • Strong orientation to deadlines and detail • Creative thinking and solution-oriented • Flexibility to work US Pacific time 10 AM to 7 PM (with a 1-hour break time in between) **• Must be based in the Philippines** \*\*\*Due to the volume of applications we receive, only qualified candidates will be contacted. \*\*\*Pay is commensurate to experience and negotiable, HMO, HMO dependent/Internet, PTO, Laptop provided