Compliance Officer / MLRO - Cameroon

Job description

**Why Join dLocal?**dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one. We are looking for a Compliance Officer in Cameroon to join our global team. This role will play a crucial role in banking relationships as well as with internal reports. ### What I will be doing ? - **KYC Onboarding:** - Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones in Cameroon. - Ensure compliance with local and international regulatory requirements related to customer identification and verification. - **Transaction Monitoring:** - Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Cameroon context. - Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes. - **AML/CFT Compliance:** - Serve as the primary point of contact for AML/CFT matters in Cameroon. - Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Cameroon. - Develop and enforce AML/CFT policies and procedures tailored to the Cameroon regulatory environment. - **Regulatory Compliance:** - Stay abreast of the regulatory landscape governing the payments industry in Cameroon. - Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation. - Establish and maintain strong relationships with regulators in Cameroon. - **Remittance Compliance:** - Develop and implement compliance procedures specific to remittances and cross-border payments in Cameroon. - Ensure adherence to regulatory requirements governing remittance services in the Cameroonian market. - **Risk Assessments:** - Conduct regular risk assessments to identify and mitigate potential compliance risks within the Cameroonian context. - Collaborate with other departments to implement risk mitigation strategies. - **Reporting:** - Report findings and other compliance matters related to AML/CFT to different stakeholders in Cameroon in a clear and understandable manner. - Ensure timely and accurate reporting to internal and external stakeholders as required by Cameroon regulations. - **Training and Awareness:** - Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Cameroon market. - Foster a culture of compliance awareness within the organisation. ### What skills and qualifications do I need? - Bachelor's degree in a relevant field; additional certifications (e.g., CAMS, ACAMS, ICA) are a must. - 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector - Proven experience in a compliance role within the financial services industry, with a focus on payments and remittances. - Hands-on experience in building or implementing compliance-related automations (e.g., workflows, alerts, reporting systems) - In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Cameroon - Familiarity with Cameroon regulatory frameworks for the payments industry. - Experience in engaging with regulators in Cameroon and maintaining positive relationships. - Strong analytical and problem-solving skills.