Corporate Treasury, Finance

Job description

WHO WE ARE: As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager. Balance Sheet Strategy Specialist Why Join As a Balance Sheet Strategy Specialist at OCBC, you'll play a critical role in shaping the bank's financial future. You'll work closely with senior leaders to develop and implement strategies that optimize our balance sheet, drive business growth, and maintain a strong risk profile. It's a challenging and rewarding role that requires a unique blend of analytical, strategic, and communication skills. How you succeed To succeed in this role, you'll need to develop a deep understanding of the bank's business, risk profile, and financial performance. You'll work closely with stakeholders across the organization to identify opportunities for growth, optimize resource allocation, and manage risk. Your ability to analyze complex data, think strategically, and communicate effectively will be essential to driving business outcomes. What you do Your day-to-day responsibilities will include: - Developing and implementing balance sheet strategies that align with the bank's business objectives - Analyzing financial data and market trends to identify opportunities for growth and optimization - Collaborating with stakeholders across the organization to develop and implement strategic initiatives - Providing insights and recommendations to senior leaders on balance sheet management and risk optimization - Developing and maintaining financial models and tools to support balance sheet analysis and decision-making Who you are - A degree in finance, accounting, or a related field, with a minimum of 5 years of experience in a similar role - Strong analytical and problem-solving skills, with the ability to analyze complex financial data and develop strategic insights - Excellent communication and interpersonal skills, with the ability to work effectively with stakeholders across the organization - Strong business acumen, with a deep understanding of the banking industry and financial markets - Ability to think strategically and develop creative solutions to complex problems Who we are As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. What we offer Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. Job Purpose: Support the management and optimization of the Bank's balance sheet, liquidity, and capital. The role works closely with Business Units, Finance, Risk, Compliance and Global Markets to drive desired balance sheet growth, maintain regulatory compliance and support strategic balance sheet decision-making. Key Responsibilities: Balance Sheet Management Lead analysis of balance sheet structure, funding profile and business growth trends to identify optimization opportunities. Develop and support balance sheet strategies to support profitability, liquidity resilience and capital-efficient growth. Capital Management Monitor and forecast capital adequacy ratio (CAR) and capital consumption trends. Support local capital optimization initiatives and support medium-term capital planning. FTP Funds Transfer Pricing (FTP) Review and enhance FTP methodologies and assumptions. Assess financial impact of FTP changes and recommend actions to drive desired business behavior. Liquidity and Funding Management Monitor liquidity, funding and structural balance sheet risk indicators. Assess impact of market developments, interest rate movements and regulatory changes on liquidity and funding strategies. Support formulation of liquidity and funding strategies to optimize funding costs and regulatory ratios. Strategic Projects & Transformation Lead and participate in ADD transformation initiatives, including data, modeling, forecasting and automation projects. Drive continuous enhancement of balance sheet simulation, capital planning and management information capabilities. Qualifications & Experience: Degree in Finance, Economics, Accounting, Banking or related discipline. 3–8 years' experience in Treasury, ALM, Balance Sheet Management, Capital Management, Finance or Risk Management. Understanding of banking regulations relating to capital adequacy, liquidity risk and interest rate risk. Experience in financial analysis, forecasting and management reporting. Strong Excel and PowerPoint skills; knowledge of treasury or risk systems is advantageous. 华侨银行有限公司（“本行”）将根据本行官网所载明的隐私政策严格保护您的个人信息。请您理解并知悉，您向平台和/或本行提交简历的行为视为您授权同意本行为您长期职业生涯发展和保留将来入职机会之目处理您的个人信息，您有权联系本行撤回同意。 What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.