Credit analyst

Job description

DAIKIN Europe N.V. is a fully owned daughter company of Daikin Industries Limited , a multinational noted on the Japanese stock exchange and world market leader in HVAC solutions (heating, ventilation and air-conditioning). As market leader Daikin offers innovative climate control systems with the highest quality standards equipped to comply with the changing needs of residential, commercial and industrial customers Daikin Europe N.V., situated in Ostend, is the headquarter of Daikin leading sales, development and production for Europe, Middle East and Africa. Next to this headquarter the Daikin Europe Group entails over 10 production/development locations, 70+ daughter companies and a well established sales network in the EMEA area. Target and scope of the function: As a Credit Analyst within Daikin Europe’s EMEA Headquarters, you play a key role in safeguarding the financial health of the organisation. Your mission is to ensure that our customer portfolio remains sound, well-managed, and fully aligned with Daikin’s risk management framework. You will operate at the crossroads of Finance, Sales, Logistics and external partners, contributing directly to sustainable and profitable growth. Your responsibilities include: Monitoring and managing customer credit lines on a daily basis, ensuring timely assessment of blocked orders and releases to support business continuity while protecting financial exposure. Proactively identifying and implementing credit risk mitigation solutions , in close collaboration with Sales, Logistics, Service, and other internal stakeholders. Maintaining frequent, constructive communication with key partners such as sales teams, customers, credit insurers, brokers, and other third parties involved in the credit management process. Supporting and guiding collection specialists , helping them navigate complex cases and ensuring consistent application of credit policies across the region. Assisting in the resolution of invoice‑related issues , working with internal departments to remove administrative obstacles affecting customer payments. Evaluating the bad debt risk of overdue receivables and assessing the need for timely and accurate bad debt provision postings in line with accounting standards (including IFRS 9). Contributing to continuous improvement of tools, processes, and reporting within the Credit Control function to strengthen efficiency, transparency and risk oversight. Profile: Master degree in an economical/financial area Team player with a good knowledge of Dutch, French and English and strong communication skills Passionate about credit management and familiar with the most important concepts and tools such as overdue, credit insurance, letter of credit…, supported by a first work experience Knowledge of SAP is an asset, knowledge of FSCM is a strong asset A basic knowledge of IFRS accounting standard related to credit control (eg, IFRS 9) is recommended Eager to learn Out-of-the-box thinker, always looking for improvement and able to troubleshoot Daikin Europe is a subsidiary of Daikin Industries Ltd. and the leading provider of heating, cooling, ventilation, air purification, and refrigeration technology. The company designs, manufactures and brings to market a broad portfolio of equipment, as well as tailor-made solutions for residential, commercial, and industrial purposes in Europe, Middle East, and Africa (EMEA). To date, Daikin EMEA has over 12 000 employees across more than 59 consolidated subsidiaries. It has 12 major manufacturing facilities based in Belgium, the Czech Republic, Germany, Italy, Spain, Turkey, Austria, and the UK. Our aim is to drive sustainable and effective solutions, sparking a good climate for the generations to come. And all this can only be achieved because of our People. Good climate starts with people Our employees are the beating heart of our company. At Daikin, you get to work in a positive environment backed by trust, creativity and continuous improvement. Together, we create our top-quality solutions by empowering talented teams. You will get plenty of opportunities to learn and grow. We are deeply committed to a diverse and inclusive workplace culture that reflects the communities we serve. Good climate starts with people.