Credit Analyst Intern

Job description

## About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s newest unicorns with a team of just over 700 people - Among the **fastest-growing tech** companies in the UK - Profitable since **2017** - Backed by top investors including **Balderton Capital** and **Goldman Sachs** - **Loved by customers** with the best reviews in the market (4.9 across 10,000s of reviews on [Trustpilot](https://uk.trustpilot.com/review/lendable.co.uk)) So far, we’ve rebuilt the Big Three consumer finance products from scratch: **loans, credit cards and car finance**. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks **with dated systems and painful processes.** ## Join us if you want to 1. **Take ownership** across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. **Work in small teams of exceptional people,** who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. **Build the best technology in-house**, using new data sources, machine learning and AI to make machines do the heavy lifting ## **About the role** **This is a 10 week internship program starting from 29th June 2027** Salary - £50,000 (per annum) We’re looking for a **super smart student who is great with numbers** and **loves problem solving** to come and **apply your skills in a start up environment a**nd have a **big impact** on our business and how we do things. **What you'll be doing** - Use your **analytical and problem-solving skills to generate key insights from data,** and use that insight to drive meaningful change in our strategy - Using **data and modelling to ground assumptions for our NPV model,** such as predicting what default rates will be in the future, and using that to inform our lending deicsions - **Using data and analytics to** **drive decisions** about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changes - Conducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detection - **Presenting your findings to senior leaders** in the company, then work with the product/tech team to get them implemented **What we're looking for** - A university student in their penultimate year (can be undergraduates, masters or PhD students) - Must have **coding skills in Python or SQL** - **Someone that loves numbers**! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insights - You’ll have a **natural curiosity and love to dig into things to understand how they work** - **Startup mindset**. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business **Interview Process** - 15-minute online test - Coding Take Home Task - Remote (video call) Task Debrief (60 mins) - Remote (video call) case study (60 mins) - In-person case study (60 min) + Culture Add Conversation (15 minutes) + a chance to meet other recent grads over lunch (30-45 minutes) ## Life at Lendable - **Winning team:** the opportunity to scale up one of the world’s most successful fintech companies - **Flexible working:** flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites - **Socials & connection:** opportunities and events to come together, socialise, and get to know each other beyond the office walls - **Health coverage:** support for your physical and mental wellbeing, including private health cover - **Retirement & savings:** long-term financial wellbeing through retirement savings plans - **Employee referral programme:** earn a competitive bonus when you refer successful new team members - **Office meals & snacks:** enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations - **Sustainable commuting:** cycle-to-work and electric vehicle salary sacrifice schemes available in select locations ***Please note:** The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.* Check out our [blog](https://blog.lendable.co.uk/)!