Credit Officer

lisc

Hybrid; New York City - LISC National Headquarters · LISC National Headquarters · Hybrid; New York City

Posted Jul 21, 2026

Other
Lending

Job description

LISC is one of the country’s largest community development organizations, helping forge vibrant, resilient communities across America. LISC works with residents and partners to close gaps in health, wealth, and opportunity so that people and places can thrive. We do this by acting as a conduit for grants, loans and equity--and by providing technical assistance and capacity building--to locally rooted organizations that carry out the work in communities.

Position Description

LISC is seeking qualified candidates for a Credit Officer position. This position will be part of LISC’s Lending Department and report to LISC’s Senior Vice President, Chief Credit Officer. The Credit Officer will be responsible for loan pipeline management in partnership with the originations team, coordinating credit review and approvals, reviewing credit memos for adherence to underwriting and credit approval requirements, ensuring the integrity of loan and credit approval data, and supporting timely approval and closing of loans. The Credit Officer also provides technical and underwriting assistance to LISC Lending and local program staff on behalf of LISC local programs across a wide array of community and economic development product types and asset classes. The Credit Officer will work in concert with Lending, Finance and Legal department staff.

Responsibilities:

Lending Process

Manage weekly Credit Committee materials and meetings. This also includes distributing credit packages, serving as secretary for the meetings, and ensuring credit requirements are reflected in the meeting notes and credit memos.
Coordinate and manage the review of loans and amendments approved by the Chief Credit Officer.
Support the review and approval of all loan requests from intake through closing, working closely with Lending, Finance, and Legal staff.
Conduct internal outreach on maturing loans, circulate status updates, and coordinate the review and approval of all amendment requests.
Review final drafts of credit memos and ensure that underwriting requirements have been satisfied and all requested information and analysis has been incorporated in the memos
Prepare loan approval notification letters after loans have been approved at Credit Committee or by the Chief Credit Officer
Ensure the completeness, accuracy and integrity of data entered in Salesforce and other loan systems and that all required approvals for new loans and amendments have been recorded.
Under the supervision of the Senior Credit Officer, review and analyze requests for recoverable grant financing. Collaborate with responsible stakeholders to ensure alignment with organizational priorities and impact goals.
Perform analysis on loan commitments and performance for ad hoc reports to senior management, including periodic reporting to ensure data integrity for LISC’s impact metrics
Manage and update all credit policies and procedures including an underwriting manual.
Serve as a back-up to the Loan Support Specialist with regards to loan intake management and pipeline analysis.

Communications & Training

Develop and present trainings on topics such as the credit approval process, credit and sector analysis, updates to underwriting guidelines ordering and reviewing third-party reports, and utilization of LISC lending systems.
Provide technical assistance to Lending and local program staff on loan policies, procedures, and systems.
Provide onboarding training to new staff on loan approval and amendment processes and requirements.
Create marketing and communication materials to share with internal and external audiences including panel submissions to conferences, quarterly newsletters and pitch books for our existing and potential external financing sources
Perform other related duties as needed.

Qualifications

Bachelor’s degree from an accredited college or university
Minimum three (3) years of job related credit analysis experience.
Demonstrated interest in a career in community development finance.
Strong financial analysis skills, including ability to analyze financial statements, project development budgets, and project operating pro formas.
Familiarity with government subsidies and tax credit programs supporting affordable housing.
Strong written skills and attention to detail.
Excellent interpersonal skills and ability to work effectively across the LISC network of local and national programs and affiliates.
Good organizational abilities, including ability to work independently and manage multiple assignments simultaneously.

Compensation

LISC provides a competitive salary ($88,537-$110,671) and excellent fringe benefits for this position.

*Actual salaries may be based on several factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications.

Our benefits include:

Medical, Dental, Vision Coverage: Comprehensive health plans for you and your family's well-being; Disability Insurance: Long-term and short-term coverage for peace of mind; Retirement Savings: Secure your future with our 401(k) and 403(b) plans; Generous Holidays: Enjoy ample time off to recharge and celebrate; Vacation, PTO, and Sick Days: Take advantage of flexible time-off policies to maintain work-life balance; Tuition Assistance: Pursue your educational goals with support from our tuition assistance program; Referral Program: Earn rewards for referring qualified candidates to join our team; Professional Development Opportunities: Grow and advance in your career with access to ongoing training and development programs tailored to your goals.

LISC is an equal opportunity employer. LISC does not discriminate in employment on account of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth, lactation and related medical conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military status or veteran status, unfavorable discharge from military service, physical or mental disability, protected medical condition as defined by applicable state or local law, genetic information or any other characteristic protected by applicable federal, state or local laws and ordinances.

We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business.