Credit Portfolio Analyst, Officer

Job description

The Credit Portfolio Analyst is an entry-level position responsible to perform core risk management function including the providing support on various Risk Management activities including setup of Risk Appetite Framework, refinement of prevailing credit policy and credit decisioning system, Global and local regulatory reporting, etc.. The potential candidate is expected to support the aforesaid functions independently with minimal supervision in accordance with all prevailing internal standard and regulatory requirement. Responsibilities: Report to the Mortgage Risk Manager to monitor and manage risk appetite framework on Mortgage portfolio and make sure it is operating according to expectation Support internal and regulatory reporting (including US and local) to ensure full compliance to the latest policy and regulatory requirement Assisting in managing and assure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control framework such as self-assessment, quality assurance programs, applicable audit Actively participate and engage with key working partners as well as Mortgage risk team Having right risk management mindset when assessing risk looking from a holistic view to inform for better business decisions with particular consideration for the firm's reputation, client satisfaction while strike right balance on risk and control, compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: Minimum 2-4 years of credit risk and analytics management experience in Mortgage Product Strong knowledge and experience in managing regulatory reporting Proficient in handling mass data and able to interpret results with critical analysis Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness Sound knowledge in SAS programming, data mining and MS word/excel/access/power-point is a basic Education: Bachelor's degree/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster.