Credit Portfolio Manager (Luzon, Visayas, Mindanao)

Job description

Be #InGoodHands with Metrobank! Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach! Position Title: Credit Portfolio Manager Job Summary: Effectively operates, implements initial remedial management measures, as well as, the overall strong credit risk management in the Credit Support Unit. Scope of work covers accounts coming from the Branch Lending Units and the Branches Role Exposure: Supervises and reviews the analysis & evaluation of loan proposals from Lending Units using various credit tools/information/documents, ensuring an appropriate and holistic credit risk/mitigant assessment in determining the creditworthiness of existing and prospective borrowers. Guarantees quality and timely completion of account renewals, evaluation of prospective borrowers and various credit requests and reports. Appropriately assess credit risk ratings and classifications and demonstrates strict compliance to documentation and bank policies. Performs effective portfolio management, recognizes potential issues that requires immediate attention or escalation, and initiates remedial management efforts for non-performing loans of accounts showing signs of weakness. Ensures effective performance management of the team against set KRAs Coordinates with Human Resource partners to ensure adequate talent is available and honed with well-thought-out career development programs. Compliance with the bank's Business Continuity Program. Handles any and all audit-related exercises in coordination with other business units (IBS, Credit Risk, Compliance) Partners with Credit Administration Department, Credit Control and Documentation Division, Credit Investigation and Appraisal Division, LEGAL (or with other relevant units) to ensure that proposals have the appropriate approvals, loan documentation process is in order and collateral/policy deviations are mitigated, among other things. Performs administrative duties, overall supervision of the Credit personnel and other related functions that may be assigned from time to time. Qualifications: Graduate of any Business- related courses, preferably Economics, Accounting or Finance At least 5 years working experience in credit with focus on commercial and corporate loans With People Manager experience Must have a pro-active approach to problem solving and the ability to meet tight deadlines Rank: Junior Officer Hiring locations for Metro Manila & Countryside (updated as of July 2026): Metro Manila: Makati | Binondo Countryside VisMin: Cebu | General Santos