Credit Risk Data Scientist

Job description

As a data scientist, you provide the data needed to make business decisions, develop solutions and services adapted to business issues and understand member and client behaviour. You provide guidance and support to clients for advanced analytics and artificial intelligence mandates that involve using data and developing models adapted to business needs. Your projects and initiatives require extensive knowledge of your field. You use your analytical skills and extensive knowledge of your line of business to solve complex business problems using data from the data warehouses. You prepare recommendations, solutions and action plans based on the organization’s objectives and priorities. You serve as a data use resource person for various stakeholders. You interact with stakeholders working in other fields to understand needs and present easy-to-understand analysis results. More specifically, you will be required to: Mine, evaluate, feature engineer, inspect and adjust available data, and select predictors for optimal use in predictive modeling Analyze client and partner needs, anticipate the potential impacts of built models and their operationalization, and help roll the models out Use statistical, machine learning and artificial intelligence methods to use data, and develop and maintain models and segmentations that meet business needs Create the programming needed to prepare and mine data, and develop, evaluate, support, roll out and manage complex models Prepare easy-to-understand presentations and data visualizations supporting business decisions and present to committees Specify the needs and constraints for ensuring built model performance and keep documentation on data and calculation rules up to date Identify opportunities to improve rules and systems, and recommend enhancements for data management tools. What we offer* Competitive salary and annual bonus 4 weeks of flexible vacation starting in the first year Defined benefit pension plan that provides predictable, stable income throughout retirement Group insurance including telemedicine Reimbursement of health and wellness expenses and telework equipment * Benefits apply based on eligibility criteria. #LI-Hybrid What you bring to the table Bachelor's degree in a related field A minimum of four years of relevant experience Please note that other combinations of qualifications and relevant experience may be considered Knowledge of French is required Intermediate knowledge of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask! Trade Union (If applicable) Job Family Data (FG) Unposting Date 2026-09-10