Credit Risk Manager

Job description

Salary: From 48K, depending on experience Hours: Monday to Friday, 36.25 hours per week (between 8am and 4pm) Working style: Hybrid – 3 days per week on site Location: Calverton, Nottingham We’re looking for an outstanding Credit Risk Manager to lead our Risk and Data Integrity team. VF is a global apparel company connecting people to the lifestyles they cherish through our family of iconic brands. At the heart of our journey lies our purpose: We power movements of sustainable and active lifestyles for the betterment of people and our planet. This is our purpose. It's the reason we come to work every day. Our purpose unites us and leads us to pursue our goals together. This is our calling. Let’s talk about the role! As Credit Risk Manager you will be managing the credit risk strategies of VF’s EMEA Credit Department, including the protection of the debtor asset and simultaneously optimising commercial growth. You will provide focus to motivate and develop your team in new and innovative ways of working. How you will make a difference: Responsible for developing the credit risk strategy and policy, including challenging current practices and implementing processes Ensure the analysis of customer financial accounts including balance sheet, profit and loss statement & cash flow statement, as well as stress-testing the findings Accountable for overseeing the processing and opening of all new accounts for the whole of VF's EMEA business with appropriate risk analysis and data quality Conduct regular risk meetings wither internal- and external stakeholders, including regular updates on macro-economic data Provide specialised training on systems and risk related processes to the Credit Department as well as training to impacted external stakeholders Explore new ways of working using AI with the goal of automating repetitive and time-consuming parts of processes Skills for Success Deep understanding of credit risk and credit risk modelling, in particular IFRS 9 Excellent analytical and problem-solving skills with an eye for detail Leadership Skills, managing Team Leaders and projects Be comfortable to make a decision, be assertive and adaptable Strong stakeholder management, negotiating and influencing skills Practical knowledge Power BI, Python or Tableau as well as creation of AI agents would be beneficial What’s in it For You We’re in the business of unleashing human potential, driven by the ideas, energy and commitment of our people. That’s why we offer comprehensive benefits that encourage mental, physical and financial well-being for all VF associates. When it comes to benefits, we’re the total package: A supportive feedback-based culture where respect and integrity guide us in what we do An inclusive international environment where people of diverse backgrounds, lifestyles and nationalities love working together Being part of an iconic lifestyle brand in a multi brand, multi countries organization 50% employee discount on all VF brands both in store and online Subsidised canteen and break out areas offering complimentary hot drinks Health Shield membership and access to numerous health and wellbeing initiatives Employee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice. 25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off 12% contributory smart pension scheme (8% on us, 4% from you) Cycle to work scheme Free secure onsite parking Free to Be, Inclusion & Diversity: As a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, allowing them to bring their authentic selves to work every day. As an equal opportunity and affirmative action employer, VF is committed to support disadvantaged groups whilst providing equal opportunities for both VF associates and applicants alike. If you like what you have read and want to join our team then we would like to hear from you! R-20260730-0031