Credit Risk Oversight Senior Associate

Excited to grow your career? BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers. About the job: Job Description: The candidate will be part of the Risk Internal Control function supporting BBVA Corporate & Investment Banking in the United States. The role combines financial and credit risk analysis, committee governance, data analytics, and process automation. The successful candidate will be responsible for reviewing Credit Proposals submitted to the Credit Risk Committee, as well as transactions approved under local delegated authorities. The candidate will analyze Corporate, Financial Institution, and Project Finance exposures, assess their consistency with BBVA’s risk appetite, internal policies, and applicable regulatory requirements, and provide appropriate challenges to credit risk proposals when necessary. The role also includes participation in the Technical Secretariat of the Credit Risk Committee, including coordinating the Committee agenda, reviewing materials submitted for discussion and approval, preparing meeting minutes, and supporting related governance and follow-up activities. In addition, the candidate will contribute to the preparation of recurring monthly and quarterly monitoring and reporting for Local management and Group-level stakeholders. The position will also support the continuous improvement of the efficiency, quality, and reliability of risk-related processes. A key component of the role will involve designing, developing, and maintaining automated solutions using Google Workspace, particularly Google Sheets and Google Apps Script, to enhance risk monitoring, reporting, controls, data quality, and workflow efficiency. Qualifications: Bachelor’s degree in Economics, Finance, Business Administration, Accounting, or a related quantitative field. Minimum of 5 years of relevant professional experience, including experience in credit underwriting, credit approval processes, counterparty risk, financial risk monitoring, or similar activities Preferred professional background in financial analysis, credit analysis, and/or financial risk within the banking or financial services industry. Knowledge of banking regulatory requirements, risk governance, internal control principles, and risk appetite frameworks is also preferred. Advanced practical experience with Google Workspace, particularly Google Apps Script is required. Experience developing dashboards, management information, automated reporting, monitoring tools, or control solutions is highly valued. Knowledge of additional data analysis or automation technologies, such as SQL, Python, APIs, or Business Intelligence tools, would be advantageous, but is not a substitute for the required Google Workspace / Google Apps Script expertise All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. With respect to this position in our New York Office, the expected base salary ranges from $100,000 to $120,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. *Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions Legal requirements It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. Pay Transparency Policy Statement The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)). Individuals with Disabilities BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: or by calling toll-free (in the U.S.) 1-844-664-9275. Please indicate the specific type of assistance needed*. *The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response. EEO Statement BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities. View the " EEO is the Law " & " View the EEO is the Law Supplement Poster " poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer.