Data Analyst II - Finance

Job description

## **About the role** We are looking for an early to mid career Data Analyst (min 3 years experience) to take us to the next stage of growth, supporting the finance function. The successful candidate will have experience developing analytical solutions and assisting with data-driven decision making, while managing stakeholders from finance and corporate finance. You will be at the confluence of finance and data, helping to shape financial reporting with a solid understanding of accounting and finance paired with practical experience working on databases, ETL/ELT processes, and building dashboards. Tamara is a high growth startup looking to develop key product success metrics and enhancing decision making through data. ## **A Typical Day** - Drive business impact through actionable insights and identifying key opportunities for rapid growth - Build dashboards that provide accurate and actionable insights - Work with the data engineering team on the data enrichment needs of the product team - Work with stakeholders across the business to prioritize projects based on impact and drive delivery - Developing a process to identify, analyse, and interpret trends or patterns in complex data sets, empower informed decision making for stakeholders - Ensuring governance and being a steward of good analytical practices throughout the process ## **Your Ideal Expertise** **Experience:** - 4+ years of experience in financial data analysis, with a preference for experience in the BNPL industry or a related field. Demonstrating understanding of the unique data and financial metrics relevant to BNPL. **Technical Skills:** - **Proficiency:** Financial modeling, data manipulation using SQL, and potentially programming languages like Python or R. - **Data Visualization:** Creating clear and insightful data visualizations like dashboards and reports. **Financial Knowledge and Analysis Techniques:** - **Financial Budgeting and Forecasting:** Experience in working with financial budgets and forecasts, using data analysis to inform projections and identify potential risks or opportunities. - **Financial Statement Analysis:** Expertise in analyzing financial statements to assess a company's health, performance, and risk. - **Cost Analysis:** Experience in analyzing business operation costs and identifying cost optimization opportunities. - **BNPL Products and Metrics:** Familiarity with various BNPL products (e.g., point-of-sale financing, virtual cards) and the financial metrics used to evaluate their performance (e.g., approval rates, conversion rates, delinquency, recovery). **Financial Markets and Instruments:** - **Understanding of:** Equity markets, debt markets, derivatives markets. - **Debt Securitization Analysis:** Knowledge of debt securitization structures, tranching analysis, and performance metrics used to evaluate securitized BNPL debt instruments (e.g., credit enhancement levels, loss severities). **Financial Regulations:** - **Awareness of relevant financial regulations:** GAAP, IFRS, or industry-specific regulations. **Additional Desirable Qualities:** - **Data Management:** Experience managing and cleaning large datasets. - **Problem-solving and Critical Thinking:** Tackling complex financial problems through data analysis and translating them into actionable insights. - **Communication Skills:** Excellent written and verbal communication to present findings and recommendations. - **Project Management:** Ability to lead or participate in cross-functional projects, collaborating effectively with various departments. - **Business Acumen:** Identifying key financial metrics that drive profitability and growth, along with commercial awareness of the industry and competitors.