About Pagaya
Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.
About the Role
As part of Pagaya's data team, you will be the guardian of our production loan flows and the data streaming in from multiple partners and sources. The team is part of Pagaya's Research department, and its mission is to integrate, align, analyze, and extract data to serve decision-making processes across Pagaya. In this role you sit at the production monitoring process - continuously monitoring and predicting Pagaya’s issuance volume, safeguarding flow and data quality. Using and building automations and AI tooling that keeps our production engine running.
Responsibilities
- Monitor and predict issuance for each of Pagaya's lending partners, tracking key target metrics, and forecasting the impact on the flow.
- Detect, investigate, and root-cause flow and data-quality anomalies and drive them to resolution.
- Prepare on-demand data analysis and reports for Pagaya's various stakeholders, including management, using Python/SQL/other data analysis instruments.
- Build automation and leverage AI tools (e.g., Cursor) to scale recurring monitoring, reporting, and investigation tasks..
- Work closely with cross-functional teams - such as Partnerships, Research, Product, and Finance to integrate the insights as part of the monitoring process
- Gain wide knowledge of Pagaya's operational, business, and technological activities in order to add value and help create structured, scalable data processes.
Requirements
- B.Sc. in Industrial Engineering, Statistics, Mathematics, Computer Science or a related field, with an exceptional academic track record.
- 2+ years in a data analyst / business analyst / production-monitoring role.
- Python proficiency for data analysis and automation.
- Hands-on experience building dashboards, reports, and monitoring tools (Looker or similar BI tools).
- Comfort using AI tools (e.g., Cursor / LLM-based assistants) to accelerate analysis, automation, and problem-solving.
- Exceptional attention to detail and a strong habit of validating your own work end-to-end.
- Ability to translate complex data into clear insights and communicate effectively across multiple departments.
- Strong ownership, prioritization, and problem-solving skills in a fast-paced, real-time production environment.
- Excellent communication and presentation skills.
- Very high level of English (verbal and written), including the ability to write and present articulated documentation and processes in English.
- Ability to work in a fast-paced environment and get things done.
- Ability to independently learn new subjects and understand the impact on the day to day of an existing organization.
Advantage
- Experience in the finance / fintech / credit industry.
- Experience with Snowflake and SQL databases.
- Proven experience in financial data modeling & presentation.
- Track record of building automation that reduced manual, repetitive work.
Our Team
Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs, and we are now 500+ strong in New York, Los Angeles, and Tel Aviv.
We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.
Join a team of builders who are working every day to enable better outcomes for our partners and their customers.
Our Values
Our values are at the heart of everything we do. We believe great solutions are built through a great community.
- Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
- Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.
- Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
- Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
- Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
More than just a job
We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.
Pagaya is an equal opportunity employer. Pagaya is encouraging diversity and actively seeking applicants from all backgrounds, as are committed to creating a diverse workforce together with an inclusive environment for all. Employment is decided on the basis of qualifications, skills, and business needs.
