Director, Finance - Webull Pay (Crypto)

Job description

About The Role & Team Webull Pay, a Money Transmitter License (MTL)-regulated cryptocurrency subsidiary of Webull Corporation, is seeking an experienced finance leader to oversee the financial operations of the entity. While this individual will serve as the designated Chief Financial Officer (CFO) of Webull Pay for regulatory purposes, the position is internally leveled Associate Director based on experience. This individual will oversee all financial operations, regulatory financial reporting, capital planning, treasury, accounting, internal controls, and audit functions while ensuring compliance with state and federal regulatory requirements applicable to a digital asset financial services business. The ideal candidate has significant experience serving as a senior finance executive within a regulated money service business (MSB), fintech, cryptocurrency, digital asset, broker-dealer, payments, or financial institution. This individual will partner closely with executive leadership, legal, compliance, operations, risk management, and external regulators to maintain a strong financial control environment and support the company's continued growth. In This Role, You Will Financial Leadership Lead all accounting, finance, treasury, tax, budgeting, forecasting, and financial planning activities. Develop and execute financial strategies aligned with the company's business objectives. Provide financial analysis and strategic recommendations to executive leadership. Oversee cash management, liquidity planning, and capital management. Regulatory Reporting & Compliance Ensure timely and accurate preparation of all required state Money Transmitter License (MTL) financial reports and call reports. Oversee preparation of GAAP-compliant financial statements. Coordinate regulatory examinations and financial inquiries from state regulators. Maintain compliance with applicable financial reporting requirements for regulated money transmission and digital asset activities. Support enterprise risk management and regulatory compliance initiatives. Customer Asset Protection Establish and maintain financial controls ensuring proper custody, segregation, reconciliation, and safeguarding of customer fiat and digital assets. Collaborate with Operations to ensure daily reconciliations of customer balances, custodial accounts, and settlement accounts. Ensure financial processes comply with regulatory expectations regarding customer asset protection. Partner with Operations, Compliance, and Engineering to strengthen financial controls around custody infrastructure. Accounting & Internal Controls Maintain a robust internal control framework over financial reporting. Oversee monthly, quarterly, and annual financial close processes. Implement accounting policies consistent with U.S. GAAP. Evaluate and improve accounting systems, automation, and financial processes. Audit Management Lead annual financial statement audits and coordinate with independent external auditors. Manage internal audit findings and remediation efforts. Ensure timely completion of regulatory and financial audits. Support SOX readiness and internal control enhancements, where applicable. Treasury & Banking Manage banking relationships and payment infrastructure. Monitor liquidity, reserve requirements, and capital adequacy. Oversee treasury operations supporting fiat and cryptocurrency activities. Prepare payment invoices. Leadership Foster a culture of accountability, integrity, and continuous improvement. Collaborate cross-functionally with Compliance, Legal, Risk, Product, Operations, and Technology teams. The Skills You Bring Bachelor's degree in Accounting, Finance, or a related field. CPA strongly preferred. Minimum 5+ years strong accounting experience or equivalent senior finance leadership role within a regulated crypto financial services organization. Experience with cryptocurrency, digital assets, fintech, payments, broker-dealer, banking. Demonstrated experience managing financial reporting for regulated entities. Experience preparing and submitting state MTL call reports and regulatory financial filings. Experience overseeing annual financial statement audits. Strong knowledge of U.S. GAAP and financial reporting standards. Experience designing and maintaining effective internal controls. Proven ability to lead finance organizations through periods of growth and regulatory change. What Makes You Stand Out Experience with licensed cryptocurrency exchanges or digital asset custodians. Familiarity with state Money Transmitter License requirements. Experience working with customer asset segregation and safeguarding requirements. Knowledge of stablecoins, blockchain settlement, and digital asset accounting. Why Webull? Webull is more than a fintech company—we’re a global community of innovators, collaborators, and trailblazers. Headquartered in St. Petersburg, FL, Webull operates in 14 regions worldwide, serving over 20 million users. At Webull, your ideas matter, your voice is heard, and your work makes a real impact. Investing in our people is a top priority for us, which is why we have a comprehensive benefits package that includes: Comprehensive Health Coverage : 100% paid medical and dental insurance for employees and dependents, vision insurance, and more! Financial Support : 401(k) match, commuter benefits for NY positions, and short-term disability coverage. Work-Life Balance : Generous time off that increases with tenure, paid parental leave, personal days, sick time, volunteer days and company holidays. Wellness & Pet Care : Fitness and wellness benefits, plus pet insurance for your furry friends. Investing in Your Future: We provide tuition reimbursement to help you pursue relevant degrees, certifications, and training that align with your career goals. Dynamic Office Perks : Catered breakfast (every Monday) & lunches (every Friday), fully stocked kitchens, and monthly happy hours to connect and collaborate. This role is based in our Global HQ in St. Petersburg, Florida , where in-person collaboration fuels growth, mentorship, and innovation. At Webull, we’re committed to fair, equitable, and transparent compensation. The base salary range is $115,000 - $150,000 annually, plus a discretionary bonus and full benefits. Final offers consider experience, location, and relevant qualifications. EEOC Statement Webull is an equal opportunity employer. We’re committed to building a diverse and inclusive team where all backgrounds, perspectives, and talents are valued. Webull is a leading digital brokerage platform built on next generation global infrastructure. At Webull, we believe that everyone should have an equal opportunity to control their own financial future. Our vision has always been to empower individual investors with the tools and resources they need to succeed financially. This commitment remains at the heart of everything we do. From low-fee trading and robust market data to advanced analytical tools, we are committed to providing a seamless, top-tier trading experience.