Director, Risk Practice Lead

Job description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce. Team Summary Visa Consulting & Analytics (VCA) drives tangible, impactful and financial results for Visa's clients, including card issuers, acquirers, and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, VCA solves the most strategic problems for our clients. The VCA team within Korea provides a comprehensive range of consulting services and solutions to our clients in Korea, that address unique challenges in areas such as strategic growth, profitability, risk management and digital strategy. What a Director of Risk practice does at Visa: The Director is tasked with providing Risk Advisory services to Visa’s clients—including issuers, acquirers, and merchants—in Korea and Mongolia, while also developing the Credit and Fraud Risk Advisory Practice in collaboration with the AP team. This role requires comprehensive expertise in both credit and fraud risk, acquired through experience within the banking sector or a specialized consulting firm. We seek a highly motivated and analytically driven leader who consistently leverages risk management expertise to create business value. Key Responsibilities are: Business and pipeline development of VCA’s Risk advisory services Participate in high-impact solutioning & delivery that meet the high standards that result in high NPS & repeat engagements Develop Consulting practice area & contribute to Thought Leadership Specific responsibilities: Deliver credit and fraud risk advisory services and expand the Risk Advisory Practice. Use risk expertise to support client business strategies throughout the product lifecycle. Expand risk advisory knowledge and capabilities for advanced client engagement. Create scalable solutions, toolkits, and standardized consulting methods for VCA. Collaborate with VCA consultants and data scientists on innovative risk engagements. Streamline and package risk consulting methods and data solutions for efficiency. Work with other Visa teams to enhance and co-create risk products using Visa resources. Share methodologies and best practices with VCA regional teams. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD Preferred Qualifications: 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD 10+ years of relevant experience in Credit Cards Risk Management/Analytics either with issuers, banks or a risk practitioner in a consulting Firm We seek an experienced, results-driven, and client-centric professional with a strong interest in the payments industry. Ideal candidates should have: Previous Project Management / Business Development experience at large management consulting firm leading or Risk Management / Product Leadership at a large Korean Financial Institution Experience using financial indicators to measure business performance with a significant focus on impacting return on investment Knowledge and understanding of card business and/or payment schemes, including products & services, business systems and processes, marketing initiatives and card issuing experience Outstanding problem-solving skills, with demonstrated ability to think creatively and strategically Impeccable team player, able to gracefully work with and influence people at all levels Strong financial acumen and understanding of profitability drivers of financial institutions Excellent communication, storytelling and presentation skills Self-motivated, results oriented individual with the ability to handle numerous projects concurrently Experience in fraud risk analytics or hands on experience with one or more data analytics/programming tools preferred Deep understanding of the consumer credit/fraud risk landscape in Korea Understanding of risk regulation, compliance, and organizational implications (e.g., Basel) Expertise in Fraud Management (prevention, detection, response) Hands on experience of risk analytical models Understanding of the implications of digital transformation on risk management Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.