EMEA Credit & Operational Risk Technology Engineering & Delivery Lead - D

Job description

SMBC: A trusted partner for the long term Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves. Who we are United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future. Purpose of the Role Lead the design, engineering, delivery and ownership of EMEA Risk Management Technology capabilities, with an initial focus on Credit Risk, Operational Risk and other Non-Financial Risk types. Translate Risk Management requirements into modern, secure and scalable technology and data solutions, delivered in accordance with relevant regulations, internal policies, DevSecOps standards and Agile principles. The anticipated salary range for this role is £108,000 - £162,000 with the final offer determined based on the candidate’s skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision. Background and Organizational Context This is a senior Technology Management and Engineering Leadership position within the EMEA Risk Management Technology team, part of the wider Cross-Product Platforms IT function under the EMEA CIO. The role requires a mature Risk Technology professional with an understanding of corporate and investment banking products, processes and risk management disciplines, together with a hands-on track record of designing and implementing modern technology and data solutions. The role works collaboratively with EMEA Risk Management, Credit, Front Office, Data Management, Technology teams and third-party vendors, while playing an active leadership role within the EMEA Cross-Product Platforms Technology organisation. Scale and Scope EMEA entities and branches. Credit Risk, Operational Risk and other Non-Financial Risk types. Market Risk, Liquidity Risk and Counterparty Credit Risk capabilities. EMEA Risk Management, Credit, Front Office, Data Management, Technology teams and third-party vendors. Business Analysts, Data Analysts, Technical Analysts, Developers and other Technology professionals. Technology products, platforms, applications and services supporting Credit Risk, Operational Risk and other Non-Financial Risk types. The full delivery and operational lifecycle. Key Accountabilities and Responsibilities Risk Technology Leadership & Stakeholder Partnership - Act as the principal conduit between Risk Management and Technology teams, translating business and risk requirements into clear technology outcomes. - Build strong partnerships with Risk Management, Credit, Front Office, Data Management and other stakeholders across EMEA. - Provide active leadership within the EMEA Cross-Product Platforms Technology team and represent the Risk Management domain in relevant forums. Product, Platform & Service Ownership - Own the technology products, platforms, applications and services supporting Credit Risk, Operational Risk and other Non-Financial Risk types. - Set priorities and roadmaps for the Risk Technology estate, balancing business outcomes, regulatory obligations, resilience, supportability and strategic alignment. - Ensure clear accountability for service performance, production support, change delivery and lifecycle management. Architecture, Engineering & Delivery - Lead the design, build, testing, implementation and production support of in-house Risk Technology platforms and applications. - Oversee implementation and integration of vendor solutions into the SMBC technology environment. - Ensure solutions comply with internal architecture, security, infrastructure, data, risk and control standards. - Promote modern engineering practices, including DevSecOps, Agile delivery, automation, maintainability and secure-by-design implementation. - Provide hands-on technical leadership and challenge solution designs, delivery approaches and engineering decisions where required. People & Capability Leadership - Provide line and matrix management for Business Analysts, Data Analysts, Technical Analysts, Developers and other Technology professionals. - Build, recruit, coach and retain strong technologists with the skills required to deliver and support the Risk Technology roadmap. - Create a culture of ownership, collaboration, high standards, continuous learning and delivery accountability. - Ensure appropriate capacity, skills, succession planning and knowledge transfer across internal and external teams. Cross-Risk Collaboration - Collaborate with teams delivering Market Risk, Liquidity Risk and Counterparty Credit Risk capabilities across EMEA entities and branches. - Promote consistency, reuse and strategic alignment across Risk Technology platforms, data solutions and integration patterns. - Contribute the EMEA Risk Management domain perspective to regional and global IT and Data strategy. Vendor, Governance & Control Management - Manage relationships with third-party vendors and internal SMBC Technology teams to deliver architecture, engineering and integration outcomes. - Ensure delivery adheres to relevant regulations and SMBC policies, standards and controls. - Maintain effective oversight of delivery risks, issues, dependencies, supplier commitments and production readiness. - Support governance, audit, control assurance and senior stakeholder reporting for the Risk Technology portfolio. Knowledge, Skills and Experience Essential - Extensive experience (15+ years) leading technology and engineering delivery within banking or financial services. - Strong understanding of corporate and investment banking products, processes and risk management disciplines. - Practical experience in Credit Risk, Operational Risk or other Non-Financial Risk technology domains. - Hands-on track record of designing and implementing modern applications, data and integration solutions. - Experience owning technology products, platforms, applications or services across the full delivery and operational lifecycle. - Strong solution architecture, engineering, data and systems-integration expertise. - Experience leading multidisciplinary teams through line and matrix management. - Demonstrated capability to recruit, assess, coach and develop strong technology professionals. - Knowledge of DevSecOps, Agile delivery, secure development, testing, implementation and production-support practices. - Strong stakeholder-management skills and the ability to translate Risk requirements into deliverable technology solutions. - Experience managing third-party technology vendors and working across regional and global teams. - Sound judgement, integrity, customer focus and the ability to drive change and results in a regulated environment. Desirable - Experience across additional risk domains, including Market Risk, Liquidity Risk, Counterparty Credit Risk or Model Risk. - Knowledge of Risk data management, governance, reporting and regulatory-control requirements. - Bachelor’s or Master’s degree in Computer Science, Engineering, Information Technology, Finance, Risk Management or a related discipline, or equivalent professional experience. - Relevant technology, architecture, delivery or risk-management certification. Competencies Customer Focus Driving Change Driving Results Embraces Diversity Enterprise Leadership Judgement and Decision Making Risk Management Strategic and Visionary Trust and Integrity What we offer For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks. As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you: Hybrid and flexible working Competitive paid leave days Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services Access a wide range of learning and development opportunities and career progression opportunities Ambitious remuneration package So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!! We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested. We are committed to transparent and equitable pay practices. Compensation is determined using objective criteria, including skills, experience, and role responsibilities, and applied consistently throughout our recruitment processes. We do not request candidates' pay history and are committed to preventing unjustified pay disparities.