Financial Advisor

Job description

NASA Federal credit Union is looking for a Financial Advisor who provides professional advisory services to Retail and Business clients. Prepares and delivers comprehensive financial plans that may include portfolio reviews, analysis and assessments, pre/post retirement planning, asset allocations strategies, and account management. Enhances and expands the overall penetration and participation levels of the current investment program and ensures on-going quality service to existing member/clients. This is a Hybrid position. You must reside in Maryland, Washington DC, or Virginia. ### ESSENTIAL DUTIES AND RESPONSIBILITIES include the following with other duties as assigned. - Remains cognizant of and adheres to Credit Union policies and procedures, and regulations pertaining to the Bank Secrecy Act. - Identifies potential clients using advertising campaigns, mailing lists, referral sources, and personal contacts. - Solicits business from prospects by pro-actively communicating available services. - Profiles clients to determine current investment objectives, while addressing overall financial goals. - Provides clients with information and advice on a range of offerings to include Mutual Funds, Annuities, Advisory accounts, Life Insurance, and other broker/dealer approved financial products/services. - Opens and services new accounts while finalizing completed sales and routing documents for processing. - Reviews status reports and performs calculations to monitor client accounts and verify transactions. - Develops and implements financial plans using available software. - Processes incoming client mail, paperwork, and all other necessary aspects of account servicing. - Interfaces with mutual fund companies, insurance companies, clearinghouses, and the Broker/Dealer in efficiently meeting member/client service needs while keeping current on product offerings and regulatory changes. - Listens empathetically to clients and gathers facts, analyzes total needs, and makes responsible recommendations. - Builds long-term financial advisory relationships with clients. - Manages incoming referrals from assigned branches and surrounding territories. - Maintains member/client files and records in accordance with regulatory and firm requirements. - Conducts offline or online research to resolve member/client problems. - Sets and keeps consistent office hours. ### EDUCATION AND EXPERIENCE - Two plus years of relevant experience and/or training in sales of investment products (ideally in a bank/credit union environment). - College Degree preferred. - Proven track record of performance requiring minimum supervision. - Licensing required: - Series 7, and combination of 63, 65, or 66 required. - Life & Health Insurance License required *(or the ability to obtain within 90 days of hire)* - Valid driver’s license is required. - CFP Designation preferred. ### Our Generous Benefit Package Includes: - $45,000 Base Salary + Commission **Why Join Our Team:** - Unlimited commissions in addition to monthly salary - Commissions based on new assets and existing book of business – *$20 Million AUM book with substantial opportunities to generate additional revenue.* - Referrals from frontline staff and access to member data - Tiered commission payout rates based on monthly production - Emerging technology - Continuing education committed to ensuring personal growth and staying ahead of market trends **NASA Federal Credit Union offers an array of benefits including comprehensive healthcare, 401(k), paid leave, remote work options for applicable positions, and more.** **+Insurance coverage begins the 1st day of the month, following 30 days after hire date.** **\*100% Credit Union-Paid** **Full-Time Employee Benefits** - 401(k) with employer match up to 6% and immediate 100% vesting - Gain Sharing Bonus (eligibility rules apply)\*Health Insurance (Choice of two nationwide PPO plans) - High-Deductible Plan: 100% employer contribution toward premium. (HSA and FSA compatible)+\* - Low-Deductible Plan: Generous employer contribution toward premium. (FSA compatible)+ - Dental Insurance: Generous employer contribution toward premium (HSA and FSA compatible)+ - Vision Insurance: Generous employer contribution toward premium (HSA and FSA compatible)+ - Long-term Disability Insurance+\* - Flexible Spending Medical Account (FSA)+ - Flexible Spending Dependent Care Account+ - Health Savings Account (HSA)+ - Voluntary Supplemental Employee and Dependent Life Insurance+ - Voluntary Short-term Disability Insurance+ - Remote or Remote / Hybrid work options based on position - Life Insurance/AD&D+\* - Vacation Leave (excluding Outside Loan Officers) - Sick and Safe Leave - 11 Paid Holidays - Education Assistance - Employee Referral Bonus\* - Credit Union Membership Eligible - Employee Assistance Program+\* - Identity Theft Protection (Additional premiums to add family members)+\* - Pet Insurance - Employee Discount Program - Remote or Remote / Hybrid work options based on position All benefits are based on meeting NASA Federal Credit Union’s eligibility requirements and the carrier’s terms and conditions. **WE’RE STRONGER TOGETHER** At NASA Federal Credit Union, we strive to ensure a culture of collaboration, inclusion, and opportunity where everyone can feel valued, appreciated, and respected. We commit to recruit and retain a diverse team with the best talents to live our vision, mission, and values. We recognize that respecting different perspectives and experiences makes us stronger together.