FinCrime Operations Analyst - AML Investigations

Job description

Role & Job Purpose As a FinCrime Operations Analyst in Sanctions or AML, you will play a role in safeguarding Wise from financial crime. Your primary responsibility will involve conducting reviews and making accurate decisions to escalate or discount alerts related to potential sanctions matches and suspicious activity. This includes, but is not limited to, analyzing transactions, customer data and account activity. By ensuring adherence to global sanctions regulations and anti-money laundering (AML) compliance, you will directly contribute to making our platform and services safer. This role offers an excellent opportunity for individuals looking to develop foundational expertise in the dynamic fields of sanctions and AML compliance. Job Responsibilities Sanctions Screening & Investigation: Review system-generated sanctions matches, conduct due diligence, and promptly escalate potential breaches via established channels. Monitoring: Analyze transaction data to identify patterns indicating money laundering, terrorist financing, or sanctions evasion. Triage actionable alerts and proactively spot red flags requiring further review. Regulatory Compliance: Stay updated on global AML and sanctions regulations (e.g., OFAC, EU, UK). Help implement procedure changes, flag inaccuracies, and strictly adhere to updated guidelines. Documentation & Record Keeping: Maintain accurate records of investigations, decisions, and rationale. Ensure compliance with data privacy protocols and timely internal escalations. Risk Assessment & Escalation: Perform and document AML/sanctions risk assessments. Escalate high-risk cases, suspicious activities, and material breaches to leadership following protocols. Collaboration: Work closely with teams like KYC, Compliance, and Engineering to enhance controls, actively participating in team meetings and fostering a collaborative environment. Communication: Communicate clearly and empathetically with customers to obtain necessary details, avoiding unnecessary contact to ensure swift case resolution. KPIs: Consistently achieve individual and team targets (KPIs, SLAs, QA) by balancing quality, speed, and reliable deadline management. Trainings: Diligently complete all mandatory and ad hoc training on time. Other: Perform additional tasks assigned by your lead and participate in internal events to support broader company goals. Requirements Fluent English (written and verbal) for clear reporting and customer communication; additional languages are a plus. 1+ years of Operations experience, preferably in AML, sanctions compliance, or due diligence. Detail-oriented with a commitment to high-quality output and strict process adherence, even under high workloads. Proactive, inquisitive, and able to work independently to make risk-based decisions. Strong analytical and organizational skills to meet strict KPIs in a fast-paced environment. Ability to identify policy gaps and provide actionable feedback. Flexible to work shifts, including mornings, evenings, weekends, and public holidays based on business needs. Nice to have: Education: Bachelor’s degree in Finance, Business Administration, Law, or related field Certifications: ICA, CAMS, or equivalent certification (Sanctions/AML focused). Experience with sanctions screening and transaction monitoring systems. Interview Process Recruiter Screening Final Interview Offer Benefits 🚀 RSU’s in a rapidly growing company 💪 An annual self-development budget 🩺 Health and dental allowance for you and your dependents - CarePlus (Master1) 💝 Company-paid: Life Insurance, and an EAP program ☀️ Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually 🏝️ A paid 6-week sabbatical leave after four years 👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance 🚌 Transportation vouchers 🍕 Meal (708 BRL per month) and food (1,166 BRL per month) vouchers 🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit . Keep up to date with life at Wise by following us on LinkedIn and Instagram . Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer .