Front Office credit analyst - Internship

Job description

Who we are Sumitomo Mitsui Banking Corporation (SMBC) Group is the 2nd largest bank in Japan and one of the largest global banks. The Group has more than 130 offices and over 100 000 employees worldwide in nearly 40 countries (incl. in New-York, London, Frankfurt, Singapore, Dubai and Paris). SMBC today is built on its 400-year Japanese heritage, and our unique culture of excellence, respect, teamwork and inclusion sets us apart. In Europe, the EMEA Division SMBC Group has its regional headquarters in London and Frankfurt and operates with a network of over 3000 employees/70 nationalities and 24 locations, including a branch in Paris of 150 employees. We recognise that diversity of background, opinions and perspectives is vital for the sustainable growth of our organisation and benefits our customers and stakeholders. Our aim is to build an inclusive work environment where each employee feels able to be their authentic self. Role Summary The internship is within Corporate Banking Department II (CBD2), the front office coverage department covering a portfolio of primarily 40+ large corporate groups in France, Belgium, Luxembourg and the Netherlands. The intern will be part of the Credit Team which is in charge of the financial analyses and monitoring of corporate customers and related transactions/ credit facilities . The intern will team up with a Senior Credit Analyst and also work with the other credit analysts in our Paris and Brussels teams to support them in their day-to-day credit analysis & monitoring tasks. CBD2 Credit team currently consists of 6 officers o/w 1 Head of Credit “HoC” and 5 credit analysts based in Paris and Brussels Position description CBD2 Credit team is looking for a new intern to join the team for a 6-month period starting in January 2027. As an intern in the CBD2 Credit team, you will: Support the Paris Credit Team in their day-to-day credit analysis tasks, of which notably the annual review process (financial & business analysis, risk assessment, internal grading, etc), the annual renewals of facilities, potential waiver request, etc. Participate to the analysis of new transaction applications (incl. the onboarding of new corporate clients). Take some direct responsibility for simple monitoring cases and / or straight-forward requests (eg simple credit line extensions/ waiver, etc). Support the Team regarding potential credit related ad-hoc requests or projects at CBD2 Paris or EMEA level. Profile Student in Finance, end of cursus or caesura in Business or Engineering School, Understanding of financial products and markets and some knowledge of financial analysis/accounting, 1st experience as an Intern in the financing or accounting world. Skills valued Fluent in English and French (written and spoken) Good knowledge of Fr/ European Economic Environment Proficiency in MS Office tools (Excel, PPT, Word, etc); familiarity with AI tools. Analytical skills with specific ability to communicate concepts and ideas concisely Ability to work under tight deadlines in a fast-paced environment Good knowledge of financial analysis Ability to take initiatives and work with autonomy Curious and self-motivated Team oriented Strong communication skills (verbal and written) Ability to interact with other teams and colleagues