Work with Finance, Risk, Treasury, and Business stakeholders to gather requirements related to:IFRS9 impairment and Expected Credit Loss (ECL) calculationsAsset & Liability Management (ALM)Funds Transfer Pricing (FTP)Liquidity and Balance Sheet ManagementFinancial forecasting and management reportingConduct requirement gathering workshops, process analysis, and gap assessments.Translate business requirements into BRDs, FRDs, user stories, functional specifications, and acceptance criteria.Support implementation and enhancement of IFRS9, ALM, FTP, and Finance transformation platforms.Define and validate business rules for:ECL calculationsPD, LGD, EAD modelsStaging assessmentOverlay calculationsScenario analysis and stress testingSupport ALM processes including:Interest Rate Risk in Banking Book (IRRBB)Liquidity risk managementGap analysisBehavioral modellingBalance sheet forecastingWork closely with technical teams on data mapping, source-to-target mapping, and integration requirements.Perform financial and risk data validation, reconciliation, and issue analysis.Prepare test scenarios and coordinate SIT, UAT, defect management, and production validation.Support month-end, quarter-end, and regulatory reporting processes.Facilitate workshops, user training sessions, and stakeholder demonstrations.Identify opportunities for automation and process improvements across Finance, Risk, and Treasury functions.Requirements5–10 years of experience as a Business Analyst, Functional Consultant, or Finance/Risk Systems Analyst.Strong domain expertise in:IFRS9Expected Credit Loss (ECL)Asset & Liability Management (ALM)Funds Transfer Pricing (FTP)Liquidity ManagementBalance Sheet ManagementExperience with Finance/Risk/EPM platforms such as:Oracle EPM / HyperionSAP BPCAnaplanMoody’s IFRS9SAS IFRS9QRM / QRM ALMMurexSimilar Finance and Risk solutionsStrong experience in requirement gathering and functional documentation.Good understanding of financial and risk data models, hierarchies, and chart of accounts.Hands-on experience with:Data mappingReconciliationData quality validationSystem integrationGood knowledge of SQL for data analysis, validation, and reconciliation.Experience in UAT, SIT, test case preparation, and defect management.Strong stakeholder management and communication skills.Experience working in Agile / Scrum environments.
- Work with Finance, Risk, Treasury, and Business stakeholders to gather requirements related to:
- IFRS9 impairment and Expected Credit Loss (ECL) calculations
- Asset & Liability Management (ALM)
- Funds Transfer Pricing (FTP)
- Liquidity and Balance Sheet Management
- Financial forecasting and management reporting
- Conduct requirement gathering workshops, process analysis, and gap assessments.
- Translate business requirements into BRDs, FRDs, user stories, functional specifications, and acceptance criteria.
- Support implementation and enhancement of IFRS9, ALM, FTP, and Finance transformation platforms.
- Define and validate business rules for:
- ECL calculations
- PD, LGD, EAD models
- Staging assessment
- Overlay calculations
- Scenario analysis and stress testing
- Support ALM processes including:
- Interest Rate Risk in Banking Book (IRRBB)
- Liquidity risk management
- Gap analysis
- Behavioral modelling
- Balance sheet forecasting
- Work closely with technical teams on data mapping, source-to-target mapping, and integration requirements.
- Perform financial and risk data validation, reconciliation, and issue analysis.
- Prepare test scenarios and coordinate SIT, UAT, defect management, and production validation.
- Support month-end, quarter-end, and regulatory reporting processes.
- Facilitate workshops, user training sessions, and stakeholder demonstrations.
- Identify opportunities for automation and process improvements across Finance, Risk, and Treasury functions.
Requirements
- 5–10 years of experience as a Business Analyst, Functional Consultant, or Finance/Risk Systems Analyst.
- Strong domain expertise in:
- IFRS9
- Expected Credit Loss (ECL)
- Asset & Liability Management (ALM)
- Funds Transfer Pricing (FTP)
- Liquidity Management
- Balance Sheet Management
- Experience with Finance/Risk/EPM platforms such as:
- Oracle EPM / Hyperion
- SAP BPC
- Anaplan
- Moody’s IFRS9
- SAS IFRS9
- QRM / QRM ALM
- Murex
- Similar Finance and Risk solutions
- Strong experience in requirement gathering and functional documentation.
- Good understanding of financial and risk data models, hierarchies, and chart of accounts.
- Hands-on experience with:
- Data mapping
- Reconciliation
- Data quality validation
- System integration
- Good knowledge of SQL for data analysis, validation, and reconciliation.
- Experience in UAT, SIT, test case preparation, and defect management.
- Strong stakeholder management and communication skills.
- Experience working in Agile / Scrum environments.
Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance.
Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions.
We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations.
Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.
Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance.
Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions.
Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions.
We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential.
At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations.
Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.
