Head of Licensing

Job description

ABOUT THE COMPANY Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. OUR ETHOS We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. WHAT YOU’LL DO As a Head of Licensing, you’ll be responsible for driving our regulatory licensing strategy across the U.S. and international markets. This role sits at the heart of our legal, compliance, and expansion roadmap, ensuring we have the approvals in place to operate globally. You will: - Contribute to Rains’s overall US and international licensing strategy - Support the end-to-end process of obtaining and maintaining Money Transmitter Licenses (MTLs) across U.S. states and other licenses internationally (e.g., EMI, VASP, payment institution, or equivalent licenses depending on jurisdiction) - Draft, review, and submit licensing applications and supporting documentation, ensuring accuracy and timeliness - Coordinate with Legal, Compliance, Finance, and Operations teams to ensure license obligations are embedded into day-to-day operations - Monitor regulatory developments globally and flag changes that may impact licensing strategy or requirements - Contribute to process improvements to make licensing more scalable, efficient, and audit-ready - Build a team for license renewals, maintenance, and regulatory audit preparedness WHAT WE'RE LOOKING FOR - Minimum 10 years’ experience in regulatory licensing in the U.S., Europe, and other international markets (preferably within virtual asset, fintech, payments, or financial services) - Hands-on experience with MTLs or similar financial regulatory licenses - Strong understanding of U.S. state-level financial regulation and/or international licensing regimes - Exceptional organizational skills—able to manage multiple applications, renewals, and regulatory engagements simultaneously - Clear, confident communicator, comfortable working with regulators, counsel, and cross-functional internal teams - Detail-oriented with excellent writing and documentation skills - Bonus: Prior experience scaling licensing processes for a high-growth fintech or crypto company THINGS THAT ENABLE A FULFILLING, HEALTHY, AND HAPPY EXPERIENCE AT RAIN: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.