Head of Pricing & Decisioning

Job description

**Some key info for you about Liberis:** 🌱 We were founded in 2007 💰 We have provided over $3bn of funding to small businesses so far 🚀 We have been named in **CNBC & Statista Top 150 UK Fintechs for 2025** 🌍 We're a global team, with a dynamic presence in **6** key locations around the world 🧠 We're a thriving community of over **290** innovative minds 👩🏾 🤝 👨🏼 We're a vibrant melting pot, celebrating over **27** nationalities in our team 🏢 Our team brings experience from over **740** previous companies, from startups to global giants 🎯 We have just been named as one of **FinTech’s Finest 50** by Welcome to the Jungle 💪 We’re proud to be an accredited **Real Living Wage** employer, ensuring everyone is paid fairly for the great work they do! **The team:** Play a critical role in the newly formed Credit & Commercial Strategy team by bringing together Pricing, Decisioning & AI/ML Credit modelling and leveraging a world-class, data-led Credit approach to deliver exceptional outcomes for SMEs and partners. Working between the Credit & Commercial Strategy craft and Platform Families, this is a keystone role to drive Liberis’ growth. **The role:** Own the development of central pricing & decisioning capabilities including unit economics tracking and projections, yield targets and analytics and frameworks, decisioning monitoring, evaluation and testing frameworks, and scalable tooling for pricing and decisioning operations. Manage a skilled team of pricing and decisioning analysts who support both central analytics and tools/models, as well as specific initiatives on Family P&L units brought in through the Head of Credit and Commercial Strategy within each Family. Contribute credit expertise and guide priorities to AI/ML engineers working within the Credit & Commercial Strategy function, providing crucial input on the business priorities to guide design and configurability of AI/ML products.• Commission and co-build new pricing and decisioning approaches with the Credit and Commercial Strategy craft, translating family-specific needs in close collaboration with Family Heads of Credit & Commercial Strategy into generalised, scalable model requirements and highly configurable toolkits for deployment within P&L units. **What we think you’ll need:** - Strong grounding in financial modelling, unit economics and risk & credit, with an ability to connect deep insights and tool/model design into strategic priorities and decisions. - Strong systems-thinking with an instinct for scalability – experience taking ad hoc analyses or frameworks and make more robust, productise or automate them, for integration into wider cross-functional business decision processes. - Experience managing and up-skilling analytical teams and managing multiple priorities and tight timelines whilst maintaining quality standards. - Cross-functional collaborator - able to work across product, engineering, risk, and commercial within the family and bring those perspectives together around a coherent credit and commercial approach - At ease with ambiguity and new product design - many of the problems this role tackles won't have existing playbooks, and you'll need to build the approach from first principles. - Clear communicator: able to translate complex credit and commercial concepts into practical guidance for engineers, product teams, commercial leads, and GMs who aren't credit specialists. - Able to produce clean, clear narratives and visual presentations of insights and data into complex systems. **Our hybrid approach** Working together in person helps us move faster, collaborate better, and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week. At Liberis, we embrace flexibility as a core part of our culture, while also valuing the importance of the time our teams spend together in the office. #LI-FC1