Intern - Middle-Office Credit Analyst - Maritime Structured Finance

Job description

Who we are Sumitomo Mitsui Banking Corporation (SMBC) Group is the 2nd largest bank in Japan and one of the largest global banks. The Group has more than 130 offices and over 100 000 employees worldwide in nearly 40 countries (incl. in New-York, London, Frankfurt, Singapore, Dubai and Paris). SMBC today is built on its 400-year Japanese heritage, and our unique culture of excellence, respect, teamwork and inclusion sets us apart. In Europe, the EMEA Division SMBC Group has its regional headquarters in London and Frankfurt and operates with a network of over 3000 employees/70 nationalities and 24 locations, including a branch in Paris of 150 employees. We recognise that diversity of background, opinions and perspectives is vital for the sustainable growth of our organisation and benefits our customers and stakeholders. Our aim is to build an inclusive work environment where each employee feels able to be their authentic self. Why joining our Maritime Finance team SMBC Group is a global leader in transportation finance, including in the maritime sector. The maritime finance team in Paris is made up of around sixteen employees and covers the EMEA and Americas regions. As coverage bankers, we manage relationships with large shipping companies, and finance for them different types of strategic maritime assets such as LNG carriers, container ships, tankers, cruise ships or car carriers, through a variety of financing structures. The latter include, amongst others, green loans, sustainability-linked loans, limited recourse facilities and Japanese operating leases. SMBC Group is committed to addressing climate change and supports customers on this path. SMBC Group was one of the first Asian financial institutions to join the Poseidon Principles, an initiative for climate alignment measure and disclosure in shipping finance. Role Summary The Maritime Finance team is looking for a new intern to join the team for a 6-month period starting in January 2027. As an intern in the Maritime Finance team, you will take part of: Monitoring the portfolio of existing transactions: carrying out annual reviews, corporate financial analysis, internal rating, monitoring and verification of financial covenants, KYC review, etc.; Market analysis of various maritime assets as well as the macro-economic environment; Drafting of internal credit application related to new transactions; Financial modeling relating to our existing corporate customers, prospects and projects; Preparation of commercial pitches and customer presentations. Profile Gap year (“année de césure”) or end-of-studies student. Strong motivation to work in an international and multicultural environment. Strong team spirit and excellent interpersonal skills: regular interaction with teams in London. Skills valued Fluent in English and French (written and spoken) Ability to take initiative and work with autonomy Good knowledge of financial analysis Proficiency in MS Office tools (Excel, PPT, Word) Analytical skills Ability to work under tight deadlines in a fast-paced environment Curious and self-motivated Team oriented Strong communication skills Ability to interact with other teams and colleagues Interest in project and asset financing, as well as in the Maritime sector. What's next A pply on our SMBC EMEA Career website directly by submitting your resume and your cover letter in English : Please note that your internship must be covered by a convention with your school. Shortlisted candidates will be invited for an interview with members of the team, with the preparation of a case study. If successful, the candidate will be invited for a second interview with other members of the team. In case you are selected for this role, further documentation will be requested from you to support your hiring process.