Jr Business Architect(Risk)

Job description

About Klar We're turning one of the world's largest underbanked markets into something fairer, simpler, and more transparent. 7 million users served since 2019. Uber's first global credit card, built right here in Mexico. Klar Empresarial, a brand-new B2B solution — Klar Empresarial — bringing agile credit and smart accounts to SMEs who've been ignored by traditional banks for too long. And a full banking license on the horizon, because our customers asked for it and we listened. We move fast, we think big, and we go all in, because as our CEO puts it: "Growing doesn't always mean going further. Sometimes it means going deeper." Behind all of it is a team of 30+ nationalities, working across Mexico City, Berlin, and Argentina, obsessed with building financial products that are simpler, faster, and fairer than anything that came before. This is Klar, and we're seeking the people who'll write the next chapter. Our people If you join us at Klar, you’ll be welcomed to a team that is rich in many talents and we are very proud! With our head office in Mexico City, and remote tech hubs in Berlin and Argentina, we are always learning something new about another culture or language. With so many people from different backgrounds and walks of life (young professionals, parents, LGBTQ+, neurodivergence), you’ll definitely find your people here! a nd walks of life (young professionals, parents, LGBTQ+, neurodivergence), you’ll definitely find your people here! Our values Ownership - We own our successes & our failures as a team. Excellence - We do everything to the best of our ability & always seek to achieve a new level of excellence in our work. Inclusion - We believe we are stronger together and actively work to promote a safe, diverse, inclusive, and respectful culture. Customer Obsession - We understand the value Klar can bring to its customers & it’s always at the forefront of our decisions. Klarity - We communicate clearly & with authenticity. It’s in our name & it’s what we do. The position and your daily adventures This is a full-time position based in our Mexico City office with a hybrid model, therefore we are looking forward to seeing you in our office 2-3 times per week. What you can expect: Gain hands-on exposure to how risk management works inside a fast-growing financial institution preparing to operate as a bank. Work on topics related to credit risk, liquidity, provisions, regulatory metrics, portfolio behavior, internal controls, and governance. Learn how different areas of the company make decisions, manage risks, and operate key business processes. Support recurring risk monitoring activities and help turn data, findings, and business context into clear analysis. Use tools such as SQL, Metabase, VSCode, Excel / Google Sheets to extract, organize, validate, and analyze information. Learn how to use AI tools responsibly to support analysis, documentation, and day-to-day productivity. What we are looking for: Bachelor’s degree in Actuarial Science, Finance, Mathematics, Economics, or a similar analytical field. 0–2 years of experience in risk, finance, data analysis, consulting, or a related area. Interest in financial products, risk management, regulation, and how business processes work in practice. Strong analytical thinking and ability to work with numbers and business information in a structured way. Ability to organize unclear or incomplete information and turn it into clear documentation, summaries, trackers, or analyses. Good written communication skills in English and Spanish. High attention to detail and comfort following up with different teams to gather information and close open items. Comfortable working with Excel or Google Sheets. Basic SQL, Python or Metabase knowledge is a plus, but willingness to learn is enough. Interest in using AI tools responsibly to support analysis, documentation, and day-to-day work. Curiosity, ownership, and good judgment when working with new topics. Advanced English level. Our offer to you: Competitive salary based on performance and experience Chance of earning Klar stock options 15 days of paid vacation per year; plus extended maternity and paternity leaves Vacation premium 30 days of Christmas bonus Food vouchers Medical Insurance Computer device Wellhub subscription to offer mental and physical health Sponsored coaching and therapy sessions via a Mental Health Platform A modern centrally located office in Mexico City with free drinks, snacks, and regular social events International work environment with amazing and highly skilled people A world class team that helps you evolve your skills in areas you're interested in Klar is a safe place for everyone! We trust our highly skilled and diverse team and we’re committed to creating a welcoming and inclusive environment for new talents to flourish. We value diversity and welcome all applications regardless of gender, nationality, ethnic and social origin, religion/belief, physical abilities, age, sexual orientation and identity. Should you require any accommodations through the recruitment process, please don’t hesitate to let us know how we can help!