Manager - Personal Financial Services Credit (Policy Credit Planning & Strategy)

If you are looking to excel and make a difference, take a closer look at us… Overview: The Policy Credit Planning & Strategy manager is responsible for reviewing and aligning PFS credit policies with regulatory requirements and growth strategies to ensure high asset quality. You will drive portfolio performance through data analysis and lead digital transformation projects to automate credit evaluation. This role will report to the Head - Personal Financial Services Credit (Credit Policy & Strategy Planning). Responsibilities: Review PFS credit policy to ensure compliance to regulatory requirement and the Bank’s lending direction for growth whilst maintaining asset quality. Perform portfolio analysis and continues portfolio management to strengthen credit portfolio performance. Contribute to digital and AI transformation initiative by leading/ supporting system enhancement projects for credit evaluation in relation to credit risk/ policy across all products. Perform risk and compliance control testing and address audit query/ related matters. Assumed the role of Business Unit Compliance Representative (BUCR) & Operational Risk Representative (ORR). Skills & Experience We Are Looking For: Education/Qualification possess a Degree in Economics, Finance, Statistic, Mathematics, Computer Science or equivalent. Minimum of 5 years of credit management and credit risk experience with good knowledge about consumer banking / small business lending products and process. Not mandatory but preferably with minimum Level 1 Chartered Banker Credit certification from AICB. For more job opportunities, please go to HLB Careers: We appreciate your application and will be in touch with shortlisted candidates regarding next steps About Hong Leong Bank We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation. Realise your full potential at Hong Leong Bank by applying now.