Manager, Products

Job description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed. The Manager, Products will take ownership and lead the execution of Prudential Life Insurance Ghana’s product development and pricing initiatives. The role holder will work closely with internal stakeholders, including Actuarial, Finance, Risk, Distribution, and Compliance teams, as well as regional and Group stakeholders, to deliver competitive, customer-centric, and profitable insurance products aligned with business strategy and regulatory requirements. • Lead, contribute to, and oversee the execution of the product development and pricing roadmap for Prudential Life Ghana. • Build, challenge, and enhance product proposals to deliver value to customers and support business growth targets. • Manage the development, review, and maintenance of actuarial pricing and profit testing models. • Review and sign off on pricing outputs, including premium rates, surrender values, and key financial metrics. • Oversee the preparation and review of product documentation, policy documents, and product summary documents. •Ensure timely completion of all agreed product pricing initiatives including requisite materials for internal and regulatory approvals. Act as the primary point of contact with the regulator on actuarial matters relating to product approvals, repricing requests, and post-approval queries •Manage and coach junior product team members, supporting capability development. Monitor the performance of approved products against pricing assumptions, including mortality, lapses, expenses, investment returns, and profitability metrics. •Collaborate with Prudential Africa and Group stakeholders on product-related initiatives as required. Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.