Key ResponsibilitiesStructured Products & Complex InstrumentsPerform independent risk analysis on structured products (both proprietary and distributed), including payoff decomposition, pricing validation, stress testing, scenario analysis, and embedded derivative assessment.Assess underlying asset risk, barrier/knock-in/knock-out features, issuer credit risk, and liquidity risk of structured notes and derivative-linked products.Evaluate product complexity classification and investor suitability from a risk perspective.Monitor mark-to-market movements, greeks exposure, and potential loss scenarios on an ongoing basis.Conduct pre-trade and post-trade risk assessment for proprietary structured product positions.Risk Rating Model & Approval FrameworkDesign, develop, and maintain risk rating models for investment products including structured products, funds, bonds, equities, derivatives, and alternative investments.Build and manage the product risk rating approval workflow, including escalation criteria, approval authorities, and documentation standards.Serve as independent risk assessor in the product approval process, providing risk opinions on new product onboarding and existing product reviews.Ongoing Product Risk MonitoringConduct periodic re-rating and review of onboarded products to reflect changes in market conditions, issuer creditworthiness, and regulatory requirements.Monitor product issuers/providers' credit standing and financial health; coordinate with business teams on counterparty risk evaluation.Track global market developments to identify emerging risks and provide early warning to management.Compliance, Reporting & CollaborationEnsure product risk activities comply with regulatory requirements (e.g., HKMA, SFC guidelines) and align with the Bank's risk appetite framework.Maintain and enhance internal risk policies and procedures; support audits and regulatory inspections.Prepare regular and ad-hoc risk reports for Senior Management and Risk Committee.Collaborate with business, compliance, legal, and operations on product risk matters.RequirementsRequirementsDegree holder or above in Finance, Risk Management, Quantitative Finance, or related disciplinesMinimum 4 years of experience in product risk management, product control, or structured products risk in banking/financial institutions, preferably in private banking or wealth managementStrong knowledge of structured products (e.g., FCN, ELN, DCI, accumulator, decumulator, range accrual) and OTC derivatives is essentialHands-on experience in building product risk rating models and managing approval workflows is highly preferredSolid knowledge across multiple asset classes (funds, bonds, derivatives, etc.) and familiar with regulatory requirementsStrong analytical, communication, and problem-solving skillsAgile and adaptable to a fast-paced environmentProficient in Excel/VBA; knowledge of Python is a plusGood command of written and spoken English and Chinese (including Putonghua)
Key Responsibilities
- Structured Products & Complex Instruments
- Perform independent risk analysis on structured products (both proprietary and distributed), including payoff decomposition, pricing validation, stress testing, scenario analysis, and embedded derivative assessment.
- Assess underlying asset risk, barrier/knock-in/knock-out features, issuer credit risk, and liquidity risk of structured notes and derivative-linked products.
- Evaluate product complexity classification and investor suitability from a risk perspective.
- Monitor mark-to-market movements, greeks exposure, and potential loss scenarios on an ongoing basis.
- Conduct pre-trade and post-trade risk assessment for proprietary structured product positions.
Risk Rating Model & Approval Framework
- Design, develop, and maintain risk rating models for investment products including structured products, funds, bonds, equities, derivatives, and alternative investments.
- Build and manage the product risk rating approval workflow, including escalation criteria, approval authorities, and documentation standards.
- Serve as independent risk assessor in the product approval process, providing risk opinions on new product onboarding and existing product reviews.
Ongoing Product Risk Monitoring
- Conduct periodic re-rating and review of onboarded products to reflect changes in market conditions, issuer creditworthiness, and regulatory requirements.
- Monitor product issuers/providers' credit standing and financial health; coordinate with business teams on counterparty risk evaluation.
- Track global market developments to identify emerging risks and provide early warning to management.
Compliance, Reporting & Collaboration
- Ensure product risk activities comply with regulatory requirements (e.g., HKMA, SFC guidelines) and align with the Bank's risk appetite framework.
- Maintain and enhance internal risk policies and procedures; support audits and regulatory inspections.
- Prepare regular and ad-hoc risk reports for Senior Management and Risk Committee.
- Collaborate with business, compliance, legal, and operations on product risk matters.
Requirements
Requirements
- Degree holder or above in Finance, Risk Management, Quantitative Finance, or related disciplines
- Minimum 4 years of experience in product risk management, product control, or structured products risk in banking/financial institutions, preferably in private banking or wealth management
- Strong knowledge of structured products (e.g., FCN, ELN, DCI, accumulator, decumulator, range accrual) and OTC derivatives is essential
- Hands-on experience in building product risk rating models and managing approval workflows is highly preferred
- Solid knowledge across multiple asset classes (funds, bonds, derivatives, etc.) and familiar with regulatory requirements
- Strong analytical, communication, and problem-solving skills
- Agile and adaptable to a fast-paced environment
- Proficient in Excel/VBA; knowledge of Python is a plus
- Good command of written and spoken English and Chinese (including Putonghua)
Moomoo is an investment and trading platform that empowers global investors with pro-grade, easy-to-use tools, data, and insights.We believe investing is a transformative and long-term journey. That's why moomoo empowers investors with the tools and data they need to help unlock their financial potential today and in the future. Whether you're a beginner or a pro, moomoo is here to power your investment journey. With access to a wide range of both user-friendly and advanced features, including real-time market data, technical analysis tools, and in-depth order book data moomoo users can potentially enhance their trading strategies to pursue their goals.Our mission is built on three core values: transparency, innovation, and community. By using these values to guide us, we deliver a comprehensive investment experience for individuals across all trading levels.
Moomoo is an investment and trading platform that empowers global investors with pro-grade, easy-to-use tools, data, and insights.
We believe investing is a transformative and long-term journey. That's why moomoo empowers investors with the tools and data they need to help unlock their financial potential today and in the future. Whether you're a beginner or a pro, moomoo is here to power your investment journey. With access to a wide range of both user-friendly and advanced features, including real-time market data, technical analysis tools, and in-depth order book data moomoo users can potentially enhance their trading strategies to pursue their goals.
Our mission is built on three core values: transparency, innovation, and community. By using these values to guide us, we deliver a comprehensive investment experience for individuals across all trading levels.
