Managing Director of Distribution Finance Underwriting and Portfolio Management

Job description

Description Huntington Bank's Managing Director of Distribution Finance Underwriting and Portfolio Management will be responsible for leading Underwriting and Portfolio Management strategy, credit risk governance, and talent across an assigned region, segment, or specialty line of business. This role provides end-to-end accountability for portfolio performance, including credit quality, underwriting discipline, operational execution, and colleague development. The Managing Director leads through Underwriting Managers and Portfolio leaders, ensuring alignment with Huntington's risk appetite, growth strategy, and customer experience expectations. Primary Roles and Responsibilities: Lead portfolio strategy in alignment with business growth objectives, profitability targets, and established risk appetite. Manage and develop a team of underwriting and portfolio management leaders, fostering a culture of accountability, collaboration, talent development, and continuous improvement. Own overall credit quality and portfolio performance, including asset quality, risk ratings, exceptions management, concentration monitoring, and loss performance. Establish and maintain consistent underwriting standards, sound credit judgment, policy adherence, and regulatory compliance across all teams. Oversee underwriting quality, transaction structuring, and credit decisioning to ensure prudent risk selection and alignment with strategic business objectives. Partner with sales, portfolio management, and executive leadership to balance client needs, growth initiatives, profitability, and risk management discipline. Cultivate and maintain strong partnerships with Regional Credit Officers (RCOs), Credit Review, Risk Management, and other key stakeholders to effectively identify, monitor, and mitigate portfolio risk. Negotiate and structure complex credit transactions while maintaining relationships with key clients and business partners as needed. Lead strategic initiatives, regulatory and audit readiness efforts, and control enhancements through process optimization and continuous improvement initiatives. Ensure credit and portfolio colleagues have access to the training, development opportunities, tools, resources, policies, and procedures necessary to perform effectively and manage business risk. Ensure appropriate use of credit tools, risk models, technology, and decisioning frameworks to drive consistency, efficiency, and risk-aligned outcomes. Drive operational excellence through clear performance metrics, efficient workflows, portfolio monitoring, reporting, and cross-functional coordination. Basic Qualifications: Bachelor's Degree in Accounting, Finance, or other relevant fields At least 12+ years of experience in commercial credit underwriting and portfolio management experience Preferred Qualifications: Leadership experience, including leading leaders. Expertise in credit underwriting, portfolio risk management, and complex structuring. Strong understanding of regulatory expectations, credit policy, and balancing growth with risk discipline. Experience managing to established service level agreements. Excellent written and oral communication skills with an ability to communicate complex ideas and structures succinctly to senior management and the ability to drive agreement through intellect, interpersonal and negotiation skills. Expert working knowledge and skill in banking product documentation, including structuring, proposing and negotiating loan documentation. Expert knowledge of all elements of credit risk management, including legal, compliance and US regulations pertaining to lending. Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $125,000.00 - $255,000.00 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.