Managing Principal - Financial Crime Transformation - AML Investigations, Sanctions & Fraud

Job description

**Managing Principal / Director – Financial Crime Transformation (AML, Sanctions & Fraud)** **Location:** London (Hybrid) | **Practice Area:** Finance, Risk, Regulatory & Financial Crime | **Type:** Permanent **Shape the future of financial crime transformation across global financial services** **The Role** Capco is growing its Financial Crime Transformation capability and is seeking an experienced Managing Principal / Director to lead strategic initiatives across AML, Sanctions, and Fraud. This role is suited to an individual with deep domain expertise and a strong track record of delivering large-scale transformation programmes. You'll work closely with senior stakeholders to design and implement strategies that address evolving financial crime risks and regulatory expectations. You'll also champion AI-enabled ways of working, helping clients and teams responsibly leverage approved AI tools, automation, and data-driven insights to improve delivery, decision-making, and operational effectiveness while maintaining appropriate governance and human oversight. **What You'll Do** - Lead strategic financial crime transformation programmes across AML, Sanctions, and Fraud, identifying opportunities to accelerate delivery through AI-enabled workflows and automation where appropriate. - Advise clients on regulatory compliance, including remediation programmes and regulatory review responses (such as Skilled Person Reviews (s166)), ensuring the responsible application of AI within regulated environments. - Design and implement target operating models, controls, and technology solutions across financial crime functions, incorporating AI-enabled capabilities where they deliver measurable business value. - Identify opportunities for innovation, AI adoption, and cost optimisation across financial crime operations while maintaining strong governance, auditability, and regulatory compliance. - Build senior client relationships, lead business development, and shape market-leading propositions that drive growth across Capco's Financial Crime practice. **What We're Looking For** - Deep expertise in AML, Sanctions Compliance, Fraud Prevention, and wider financial crime transformation within financial services. - Strong understanding of financial crime frameworks, including KYC, customer due diligence, risk assessment, transaction monitoring, and the three lines of defence. - Proven experience leading large-scale transformation programmes within consulting or financial institutions. - Knowledge of financial crime technology, automation, and AI-enabled solutions, with an understanding of responsible AI adoption in highly regulated environments. - Demonstrated success influencing executive stakeholders, growing client relationships, and leading strategic transformation initiatives. **Bonus Points For** - Experience leading regulatory remediation programmes or responding to regulatory reviews. - Familiarity with financial crime technology platforms, RegTech solutions, and AI-enabled financial crime capabilities. - Demonstrated leadership in proposition development, thought leadership, or innovation across AML, Sanctions, or Fraud. - Experience delivering transformation across multiple jurisdictions and regulatory environments. - Proven track record of mentoring senior consultants, building capability, and developing future leaders. **Why Join Capco** - Deliver high-impact transformation programmes for Tier 1 financial institutions. - Work in a collaborative, flat, and entrepreneurial consulting culture. - Access continuous learning, industry certifications, and structured leadership development. - Help shape the future of financial crime transformation through innovation, technology, and strategic change. - Be part of a leadership team driving growth and delivering meaningful outcomes for global clients. **Benefits** - **Core Benefits:** Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover. - **Mental Health:** Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders. - **Family-Friendly:** Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement. - **Family Care:** Eight complimentary backup care sessions for emergency childcare or elder care. - **Holiday Flexibility:** Five weeks of annual leave with the option to buy or sell holiday days based on your needs. - **Continuous Learning:** Minimum 40 Hours of Training Annually. Take your pick—workshops, certifications, e-learning—your growth, your way. Business Coach assigned from Day One to help accelerate your development. - **Healthcare Access:** Convenient online GP services. - **Extra Perks:** Gympass (Wellhub), travel insurance, Tastecard, season ticket loans, Cycle to Work, and dental insurance. **Inclusion at Capco** We're committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know—we'll be happy to help. We value each person's unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration—a mindset that shapes how we work with clients and each other every day. #LI-KA1