MGR, Policy & Analytics

Job description

WHO WE ARE: As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Why join Build your career at the intersection of data, credit risk and business strategy. In this role, you will analyse portfolio trends, contribute to credit policy development and support initiatives that enable sustainable business growth. You will gain broad exposure across Risk, Business, Product and Technology while developing practical expertise in portfolio analytics and consumer credit risk. How you succeed Success comes from combining analytical thinking with sound judgement and effective collaboration. You will use data to identify trends and emerging risks, translate analysis into clear insights, and contribute thoughtfully to credit policy and business initiatives. A curious mindset, willingness to learn, attention to detail and ability to work effectively with stakeholders will help you succeed and grow in the role What you do Analyse consumer credit portfolio performance, risk trends, customer behaviour and portfolio movements to identify key risks, opportunities and emerging issues. Develop and maintain portfolio reports, dashboards and management information to support monitoring and decision-making. Support portfolio analytics initiatives such as forecasting, stress testing, scenario analysis and ad-hoc risk assessments. Assist in the review and enhancement of consumer credit policies, underwriting guidelines and operational manuals to ensure alignment with business objectives and risk appetite. Support policy assessments for new products, customer propositions and transformation initiatives, balancing business growth with prudent risk management. Participate in regulatory, audit and industry initiatives by conducting analysis, preparing documentation and coordinating stakeholder responses. Collaborate with stakeholders across Business, Product, Operations, Technology and Risk functions to support policy implementation and portfolio monitoring. Contribute to automation and process improvement initiatives using data and analytical tools to improve efficiency and reporting capabilities. Who you are Bachelor's degree in Statistics, Mathematics, Economics, Data Analytics, Finance, Business or a related discipline. 2-4 years of relevant experience in analytics, credit risk, portfolio management, banking, consulting or related disciplines. Strong analytical and problem-solving skills with experience in data analysis and reporting. Working knowledge of Python, SQL, SAS or other analytical tools would be advantageous. Strong communication skills and ability to present findings in a clear and structured manner. Able to manage multiple priorities and work effectively in a dynamic environment. Demonstrates curiosity, learning agility and willingness to take on new challenges. Collaborative team player with strong stakeholder engagement skills. Interest in both data-driven decision making and credit policy development. What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.