Mortgage Closer

Job description

Do you take pride in being the last set of eyes on a file before it funds? Are you the kind of person who can't rest until every number ties out and every document is in order? Do you thrive in a role where accuracy and follow-through are the whole job? If you answered yes, we want to talk to you. About Griffin Funding Griffin Funding is a full-service mortgage lender licensed across the U.S. and committed to making homeownership more accessible. We're a VA Approved Lender and FHA Non-Supervised Lender with a reputation for speed, service, and doing right by our borrowers. Our team is performance-driven, collaborative, and growing — and we're looking for people who want to grow with us. About the Role The Mortgage Closer is the final checkpoint before a loan funds. You're responsible for preparing, reviewing, and balancing closing documents, making sure every file meets federal and state regulatory requirements, and coordinating with the teams and partners who get borrowers to the signing table. It's a detail-heavy role where precision, communication, and ownership directly affect whether a loan closes cleanly and on time. A Day in the Life Morning Review the day's closing calendar and prioritize files based on scheduled signings and funding dates Prepare and review closing documents and initial closing disclosures Verify that all loan documents are complete, accurate, and compliant with federal and state regulations Coordinate with processors, title companies, and escrow agents to confirm timelines and outstanding items Afternoon Conduct a final review of each file to confirm all conditions have been met prior to funding Run compliance reports and work through any errors that surface Balance the final closing package and confirm LendingPad is fully updated Address discrepancies as they arise and follow up with the appropriate parties to resolve them Confirm signed loan documents are complete and ready for funding Major Goals and Responsibilities Prepare and review closing documents and initial closing disclosures Verify that all documents are complete, accurate, and compliant with federal and state regulations Ensure loan documents are complete upon signing Communicate with all parties, including title companies, escrow agents, and processors Conduct file reviews to confirm all conditions have been met prior to funding Identify and address discrepancies or issues that arise during the closing process Run compliance reports and resolve any errors that come up Balance the final closing package and keep LendingPad up to date Perform other duties as assigned based on operational needs Key Characteristics Meticulous. You catch the thing everyone else missed. Typos, math errors, missing signatures - nothing gets past you. Calm under pressure. Closings are time-sensitive. You keep your head when files get complicated and deadlines get tight. A clear communicator. You can work with title, escrow, processors, and loan officers without drama, and you follow up until issues are resolved. Takes ownership. The file is yours from document prep through funding. You don't wait for someone to tell you what's next. Comfortable with regulation. You understand the rules that apply to mortgage closings and you treat compliance as part of the job, not a checkbox. What We're Looking For 2+ years of mortgage closing experience Working knowledge of federal and state mortgage regulations (TRID, RESPA, state-specific disclosure requirements) Experience with LendingPad or a comparable LOS Strong attention to detail and document accuracy Ability to manage multiple files at different stages simultaneously Clear, professional written and verbal communication Your Path Forward Closers at Griffin Funding have the opportunity to grow into senior closing, funding, or post-closing roles as they build expertise and take on more complex files. We invest in people who invest in the craft. Compensation and Benefits Base pay: $52,000/year ($25/hour) Per-file bonuses: Additional incentive pay tied to closed files Benefits we offer: Medical, Dental, and Vision 401(k) with 4% company match PTO (accrual-based, 90-day waiting period) Life and Disability insurance ClassPass Floating birthday month holiday BenefitHub Employee Assistance Program (EAP) Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. NMLS #1120111 VA Approved Lender ID: 9088650000 FHA Non-Supervised Lender No.: 01472-0000-3