Mortgage Loan Closer

Job description

The Opportunity The Mortgage Loan Closer is responsible for preparing, reviewing, and coordinating accurate and compliant loan closing packages for residential mortgage loans. This role ensures all loan documents meet company policies, investor guidelines, and regulatory requirements, and works closely with internal teams, title companies, and settlement agents to facilitate timely and successful loan closings. What You'll Do Prepare and review complete loan closing packages to ensure accuracy, completeness, and compliance with company policies, investor guidelines, and regulatory requirements Coordinate with title companies, escrow agents, attorneys, borrowers, and internal teams to schedule and finalize loan closings Serve as a liaison for all loan closings and provide top notch customer service with extreme attention to detail Prepare of mortgages, notes and other closing documents Review of title commitments, purchase contracts, tax certifications and HUD/ALTA Statements Balance/Create Closing Disclosure statement Issue funding numbers to title/Issue wet funds to title Clear all closing checklist items and order funds from lender Disburse collateral files and closed documents Perform additional responsibilities as assigned based on business needs Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST Salary Range: $22.80 - $28.00/hour (Non-Exempt/Hourly/Overtime Eligible) What We Are Looking For: 3+ years of experience in the mortgage loan closing, funding, or a related mortgage operations role Working knowledge of mortgage loan documents, closing processes, and regulatory requirements Strong attention to detail and accuracy Excellent interpersonal, written, and verbal communication abilities Demonstrated commitment to exceptional customer service Excellent organizational, time management, and prioritization skills Proficiency in Microsoft Word and Excel High School Diploma or GED required Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions What We Prefer to Find: Prior experience with mortgage loan origination systems (Calyx Point, Encompass, or other similar software) Someone with experience with Non-QM, investor, or DSCR Loans Experience working in a remote or high-volume mortgage environment Someone with an Associate and/or bachelor's degree in business or a related industry area major Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending. About Visio Lending Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success. Why We Love Working at Visio: We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options. How to Apply? To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate. Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration. Visio Financial Services, Inc. is an Equal Opportunity Employer