Payment Scheme Compliance Manager

Job description

At PPRO, we simplify access to local payments - providing a local payments platform that empowers giants like PayPal, Stripe, and Microsoft to connect with billions of consumers worldwide. We are on an ambitious, fast-paced mission to 3x our growth by 2028 - and we’re just getting started. Our magic lies in our team of proud payments nerds. Spanning over 50 nationalities across 10+ global locations, our diverse cultures aren't a checklist; they are the competitive advantage driving our innovation. This is a people-first, high trust environment where you’ll have the autonomy to make a massive impact, own your work end-to-end, and grow through broad exposure, meaningful challenges, and continuous learning. We get things done, challenge respectfully, put the customer first, and recognise that our biggest successes are those we create as a team. If you’re ready to leave your footprint on global commerce, join us. **The Purpose:** We are seeking an experienced and proactive Payment Scheme Compliance Manager to establish and lead our scheme compliance function. This is a role with a high degree of autonomy, responsible for designing and implementing processes to ensure compliance with multiple payment scheme rules across our European portfolio. Initially operating as a standalone role, there is potential to expand the team with additional resources within 12–18 months. ### Key Responsibilities - Establish and manage a robust compliance process or a diverse portfolio of European payment methods, each with its own set of scheme rules. - Develop efficient processes to ingest, interpret, and monitor scheme rule changes, ensuring the business remains fully compliant. - Act as the subject matter expert on scheme rules, providing guidance and training to internal teams. - Collaborate cross-functionally with Product, Legal, Risk, Compliance, Operations, and Commercial teams to ensure rule changes are operationalised effectively. - Maintain proactive relationships with payment schemes to stay ahead of upcoming changes, requirements, and potential impacts. - Identify, escalate, and manage compliance risks, including the ability to challenge or lobby against rules where necessary to protect commercial and operational interests. - Build the function’s infrastructure, including documentation, monitoring tools, and reporting frameworks. - Support the long-term growth of the scheme compliance function by defining resource requirements and onboarding future team members. ### Skills & Experience Required - Strong understanding of the payments industry, particularly local payment schemes and their governance frameworks. - Demonstrable experience interpreting and applying scheme rules in a commercial or operational setting. - Proven ability to develop and implement compliance processes from the ground up. - Excellent stakeholder management skills, including experience liaising with external scheme representatives. - Strong analytical and problem-solving skills, with the ability to interpret complex rules and translate them into actionable requirements. - Confident communicator with the ability to influence at all levels of the business. - Self-motivated and comfortable working independently in a role with significant autonomy. ### What We Offer - Opportunity to shape and build a new function from inception. - High-impact role with direct influence on strategic and operational decision-making. - Collaborative and supportive company culture. - Competitive salary and benefits package.