Payments (Product & Design Cash Management) - Winter 2027 (4 or 8 Months)

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit What y ou’ll b e d oing J oin our Digital Assets Platform and Product and Design, Cash Management team s within the Payments group at CIBC Capital Markets as a Student Analyst for a 4 or 8 month internship. You will be part of a dynamic team dedicated to delivering innovative banking and investment solutions to CIBC’s diverse clients , including retail, wealth, corporate, government, and institutional clients worldwide. Our mission is to be the leading Capital Markets franchise in Canada, working collaboratively to build our brand across North America and globally, while upholding our values and striving to be the leader in client relationships. The Payments group develops and supports market-competitive payment offerings for corporate and institutional clients, spanning digital assets, global transaction banking, cash management, and liquidity solutions. As a student in our Payments group , you will work with our Toronto-based teams and contribute to research, analysis and product-development activities that support our business priorities. At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll be on-site full-time. The expected annualized base salary for this role is $ 100 ,000 The base salary is determined by a variety of factors, including the candidate’s skills, experience, and job-related knowledge, as well as geographic location and specific business needs. Our compensation philosophy supports ongoing growth and development, enabling progression within the salary range as team members advance in their roles. We are committed to providing fair, equitable , and competitive compensation opportunities for all employees, and we encourage open conversations about compensation throughout the recruitment process. Important information You are enrolled in an undergraduate or graduate degree in Commerce, Mathematics, Engineering, or related at the time of the internship and are on track to complete your undergrad or grad program no sooner than August or December 2027 Applications should include your resume (no more than 1 page), cover letter (no more than 1 page) , and an unofficial transcript all uploaded to the Resume/CV section of the application in one single document . Location: Toronto. Duration of Work Term: 4 months or 8 months ( January 2027 – April 2027 or December 2027). Applications ar e reviewed on a rolling basis; we encourage you to apply as soon as possible. This job posting closes on September 18th at 11:59PM EST. Applications may be reviewed on a rolling basis. We encourage you to apply as soon as possible How y ou’ll s ucceed Market and competitive analysis . Resea rc h and track relevant market trends, regulatory developments, and emerging technologies. Compare payment offerings across the market—including digital assets, cash management, liquidity and global transaction banking solutions. Product-development support . Assist with ad hoc research, data gathering, presentation materials and other activities that support payments product development and team initiatives Team collaboration and insights. Partner with teammates across Payments to synthesize findings, share insights, and contribute to recommendations that help inform product priorities and business decisions. Who y ou a re You have demonstrated interest in Capital Markets . Y ou are highly motivated, accomplished and success -oriented individual who has a keen interest in pursuing a career in the financial services industry demonstrated through school courses, clubs and/or related work experience. You’re digitally savvy. You are proficient in MS-office suite of tools (Word, PowerPoint, Excel). You seek out innovative solutions and embrace evolving technologies. You can easily adapt to new tools and trends. You give meaning to data. You enjoy investigating complex problems and making sense of information. You're confident in your ability to communicate detailed information in an impactful way. You are organized and work gracefully under pressure . You can juggle multiple tasks and prioritize work to make timely decisions and take appropriate action . You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life. You understand that success is in the details . You notice things that others don't . Your critical thinking skills help to inform your decision making. Values matter to you . You bring your real self to work and you live our values – trust, teamwork and accountability. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. *Subject to program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Expected End Date 2027-04-30 Job Location Toronto-141 Bay, 11th Floor Employment Type Temporary (Fixed Term) Weekly Hours 37.5 Skills Business, Business Needs, Financial Services, Investigating, Prioritization