Principal Consultant - Payments SME

Job description

# Principal Consultant - Payments SME Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent **Drive transformation across high-value payment systems in a fast-evolving global landscape** **The Role** We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment. **What You’ll Do** - Lead business analysis activities across high-value payments and transformation initiatives - Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams - Gather, document, and translate business and technical requirements into actionable deliverables - Support transformation programs across payment systems including cross-border transactions - Collaborate with stakeholders to ensure alignment across business, technology, and operations **What We’re Looking For** - Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments - knowledge of high-value payment systems and transaction flows - Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009) - Experience delivering within agile environments and facilitating Scrum practices - Ability to engage stakeholders and communicate requirements clearly across teams **Bonus Points For** - Experience in payments transformation or modernization programs - Exposure to cross-border payments and regulatory considerations - Familiarity with financial messaging standards and payment processing systems - Experience working with Tier 1 financial institutions - Certification in Agile, Scrum, or Business Analysis disciplines **Why Join Capco** - Deliver high-impact technology solutions for Tier 1 financial institutions - Work in a collaborative, flat, and entrepreneurial consulting culture - Access continuous learning, training, and industry certifications - Be part of a team shaping the future of digital financial services - Help shape the future of digital transformation across FS & Energy. We offer a competitive, people-first benefits package designed to support every aspect of your life: - Medical, Dental, Vision coverage - 401(k) with employer match - Paid parental leave and dependent care support - Tuition reimbursement and wellness programs - Commuter benefits and employee discount platform **Inclusion at Capco** We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day. #LI-JC1