Principal Product Designer- Payments

Job description

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you YOUR MISSION As a Principal Product Designer on our Payments team, you’ll have both autonomy and real impact. You’ll work with a focused, experienced group to define how payments flow across our ecosystem—how merchants across Europe accept payments, reconcile transactions, manage payouts, and ensure security and compliance. This is one of the most strategic product areas at Teya, and you’ll be one of the leading voices shaping its vision, design language, and customer experience—while helping grow a small, ambitious design team and the culture around it. WHAT YOU WILL DO - Define and drive the vision for Teya’s payment products, creating seamless ways for small businesses to accept and manage payments. - Own end-to-end product experiences, working with product, engineering, and research to shape ideas from early concept to launch. - Design intuitive, secure, and compliant payment flows that build trust and reduce friction for merchants and their customers. - Leverage AI to create smarter, adaptive experiences that help merchants optimize payment acceptance and reduce operational complexity. - Get to understand Teya’s customers across Europe and design solutions that make a genuine difference in how they run their businesses. - Bring clarity to complex systems through strong structure, thoughtful design, and exceptional craft. - Use research, data, and rapid prototyping to test, learn, and iterate with purpose. - Help grow the design culture at Teya by raising the quality bar and mentoring others to do their best work. YOUR STORY - You have 8+ years of experience in Product Design, with at least 3 years leading work in complex or regulated environments such as fintech or payments. - You’re confident at designing for payment systems—from acceptance to settlement and reconciliation—bringing clarity to complexity. - Your portfolio shows depth of thinking, refined UX and UI craft, and a strong sense of quality and detail. - You move comfortably between strategy and execution, guiding vision while staying close to the craft. - You thrive in fast-paced, collaborative environments, working closely with engineers, researchers, and stakeholders at all levels to ship great work. - You’re curious about how emerging technologies, including AI, can make design more adaptive, predictive, and personal. - You’re driven by real-world impact, care deeply about the people who use your products, and thrive in fast-changing, ambiguous environments. THE PERKS - Flexible working hours—we trust you to manage your time. - Physical and mental health support through GymPass: free access to 1,500+ gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps. - Extended and improved maternity and paternity leave choices for flexibility and support. - Cycle-to-Work Scheme. - Health and Life Insurance. - Pension Scheme. - 25 days of Annual Leave (+ Bank Holidays). - Office snacks every day. - Friendly, comfortable, and informal office environment in Central London. Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.