Principal Product Manager - Compliance / AML / Risk Platform

Job description

### Responsibilities ### 🔹 Compliance & AML Platform - Own the product roadmap for **AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems** - Design and optimize **risk scoring frameworks** across onboarding and transaction lifecycle - Partner with Compliance to translate **BSP / AMLC regulations** into scalable product features ### 🔹 KYC & Onboarding - Build and improve **KYC/KYB onboarding flows** (individual & business) - Optimize **CDD/EDD processes**, including document verification, liveness checks, and risk tiering - Balance **conversion vs compliance** (reduce friction without increasing risk) ### 🔹 Anti-Fraud & Risk Control - Define and implement **fraud detection strategies** (account takeover, scams, mule accounts, etc.) - Collaborate with data teams to develop **rules engines, alerting systems, and case management tools** - Improve **real-time monitoring capabilities** for transactions and user behavior ### 🔹 Risk Platform & Tooling - Build internal tools for: - Case management - Investigation workflows - Audit trails and reporting - Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists) ### 🔹 Cross-functional Leadership - Work closely with: - Compliance / MLRO - Risk & Fraud Ops - Data Science / Analytics - Engineering - Act as the bridge between **regulatory requirements and product implementation** ### Requirements ### Must to have - 5+ years of **Product Management experience**, preferably in fintech, payments, or crypto - Strong understanding of: - AML / CFT frameworks - KYC / KYB processes - Transaction monitoring - Experience building or managing: - Risk engines / fraud systems / compliance platforms - Familiarity with **Philippines regulations (BSP / AMLC)** or similar regulatory environments - Ability to translate regulatory requirements into **scalable product solutions** ### Nice to have - Experience in **crypto / blockchain / exchange platforms** - Knowledge of: - Fraud typologies (scams, mule accounts, phishing, etc.) - Sanctions screening & travel rule - Experience with tools/vendors like: - Chainalysis / TRM / Elliptic - Onfido / Sumsub / Jumio - Background in **compliance, risk, or data analytics**