Product Control Analyst

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Role Description The Product Control Analyst will support the Coverage & Capital Markets (C&CM) and Structured Finance Solutions (SFS) businesses, with primary focus on lending related activities. The role serves as a key control function between Front Office, Finance, Risk, Treasury, Accounting, and Regulatory Reporting ensuring the integrity of daily P&L reporting, balance sheet reporting, valuation oversight, and financial controls. The position will provide broad exposure to lending, structured finance, and capital markets activities while partnering closely with Front Office stakeholders across the firm. Key Responsibilities Perform daily and monthly P&L reporting, validation, and analysis across lending and structured finance activities, ensuring the accuracy and integrity of financial results. Support financial control and reconciliation, month-end close, quarterly regulatory reporting processes. Develop strong relationships with Front Office, Risk, Accounting, Finance, Regulatory Reporting stakeholders to understand transaction economics, revenue drivers, business strategy, and new business activity. Participate in business reviews, transaction discussions, and initiatives aimed at enhancing transparency, governance, and business ownership of reported financial results. Contribute to process improvements, reporting enhancements, automation initiatives, and strategic Product Control transformation efforts. Maintain a strong control environment and ensure documentation is complete, accurate, and audit-ready. Required Qualifications Bachelor's degree in Accounting, Finance, Economics, Mathematics, or related field. 0-3 years of experience in Product Control, Finance, Accounting, Audit, Risk, Treasury, Banking, or related fields. Strong analytical, problem-solving, and communication skills. Ability to build relationships and collaborate effectively across business and support functions. Self-starter with the ability to operate independently and effectively manage priorities in a hybrid, geographically dispersed environment. The role requires a high degree of ownership, initiative, and relationship-building skills, as key stakeholders and management are located outside of the Charlotte office. Preferred Qualifications Experience or exposure to lending products, commercial banking, structured finance, or capital markets activities is preferred but not required. Understanding of financial statements and accounting principles. Experience working with large datasets and reporting tools. Advanced Excel skills; experience with Power BI, SQL, Python, etc is a plus. SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at .