Product Lead, Payment Infrastructure

Job description

ABOUT AIRWALLEX Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us. ATTRIBUTES WE VALUE We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles https://www.airwallex.com/us/operating-principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next. THE ROLE At Airwallex, product is at the heart of everything we do. We are looking for visionaries to come build and scale our next-generation payments infrastructure. Our team brings together commercial strategy, engineering, design, and regulatory expertise to deliver powerful, highly reliable financial products to customers around the world. We obsess over the details, push the boundaries of what's possible, and build world-class solutions that scale globally. As a Product Lead, Payment Infrastructure, you will play a defining role in shaping the core engines that power how money moves across our ecosystem. You'll lead our Payments Product team, focusing on building, integrating, and optimizing the fundamental clearing and settlement platforms, ledgers, and banking integrations that interface with card networks, local payment rails (e.g., ACH, SEPA, Faster Payments, SWIFT), and our merchants' wallets. As we grow and scale our transaction volume worldwide, this platform must be robust, cost-efficient, resilient, and built to handle massive scale. In this role, you will lead key initiatives end-to-end, including: - Building & Scaling Core Payment Rails: Expanding our global footprint by integrating directly with new payment schemes, banking partners, and clearing systems to enable instant, low-cost money movement worldwide. - Optimizing Global Payment Flows: Enhancing platform capabilities—such as intelligent dynamic routing, automated failovers, fee netting, and smart batching—to maximize authorization rates, improve settlement speed, and reduce cost per transaction. - Strengthening Foundational Infrastructure: Driving the evolution of our ledger and reconciliation systems. You will ensure high availability, liquidity management, and absolute precision for financial reporting and regulatory compliance. - Designing Scalable Developer Experiences: Crafting highly reliable, elegant internal and external APIs that abstract away the complexity of global banking, allowing other product teams to build seamlessly on top of your infrastructure. You will work closely with engineering, compliance, finance, operations, and commercial teams to bring these critical capabilities to life, shaping the foundation of one of the most dynamic fintech platforms in the world. REQUIREMENTS - 10+ years of product management experience in a high-growth environment, with a significant portion of that time dedicated to fintech, payment platforms, or core infrastructure products. - Deep domain expertise: Strong understanding of global payment systems, card networks, clearing and settlement processes, and double-entry ledger architecture. - Technical fluency: The ability to engage confidently in complex architectural discussions alongside engineering counterparts around high-scale, highly available, mission-critical systems. - Exceptional communication skills: The ability to translate deeply technical infrastructure strategy into clear business value for cross-functional and non-technical stakeholders. - Analytical rigour: A sharp eye for detail, structured problem-solving skills, and a data-driven mindset to track system performance, authorization rates, and unit economics. - Bias for action: Grit, persistence, and ownership to turn complex, multi-layered infrastructural challenges into shipped solutions quickly. - Bachelor's degree or higher, with strong academic performance; technical or engineering coursework is a strong plus. PREFERRED - Experience building or scaling external-facing API products. - Previous experience directly managing banking and payment network partnerships or navigating global regulatory compliance constraints. This is a chance to own the core infrastructure that powers global money movement—and make an outsized impact at one of the fastest-growing fintech companies in the world. APPLICANT SAFETY POLICY: FRAUD AND THIRD-PARTY RECRUITERS To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com http://airwallex.com email address. Please apply only through careers.airwallex.com http://careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. EQUAL OPPORTUNITY Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.